The Archived History Of Regular Savers Thread *** NO CHAT***

Bridlington1

I shall go through the first post of the thread and add a remark to each listing to state how payments received into each account on non-working days are treated.

This should be finalised at some point late tomorrow evening (30/12/24).

flossy_splodge

Sorry if I'm being stupid but I am finding this now a very confusing topic.

All I want is ONE place where I can see any new RS accounts or new terms. Can't for the life of me figure out which thread now gives this?

I particularly dislike what appear to be a long long list of hyperlinks.

Not sure why this had to change when it all worked just fine before?

Can anyone please tell me where to go now to find what i'm looking for?  Many thanks.

Bridlington1

flossy_splodge said:

Sorry if I'm being stupid but I am finding this now a very confusing topic.

All I want is ONE place where I can see any new RS accounts or new terms. Can't for the life of me figure out which thread now gives this?

I particularly dislike what appear to be a long long list of hyperlinks.

Not sure why this had to change when it all worked just fine before?

Can anyone please tell me where to go now to find what i'm looking for?  Many thanks.

First of all please don't apologise, you're not being stupid.

All the information you need detailing any new RS accounts or new terms will appear in The Top Regular Savers Discussion Thread, that thread is the successor to the Regular Savings Accounts: The Best Currently Available List! thread that was run by Special_Saver_2 previously and is for all intents and purposes that one place where you can see any new RS accounts or new terms and discuss them if you'd like.

The thread you're currently posting in is the archived thread. The first page contains a list of hyperlinks to regular saver Ts&Cs that have been archived to the wayback machine, this was originally set up so that when a regular saver gets withdrawn but you didn't get chance to save or lost your copy of the account terms and conditions you'd still be able to find them.

This thread has also doubled up as a place where any key updates to the main regular savers lists detailed in The Top Regular Savers Discussion Thread will get posted, I chose to do this because some users had wanted a thread where there is a no discussion about regular savers and where the only posts that get posted are the ones that say when a regular saver is launched, when a regular saver is withdrawn and when a regular saver's interest rate is changed, which is what this thread aims to do. 

All these posts will appear in the main thread though so you won't miss anything by looking solely at the The Top Regular Savers Discussion Thread (a link is included below in plaintext form in case you want to be able to bookmark it and go straight to it).

To summarise the very short answer to your question is use the link below:
https://forums.moneysavingexpert.com/discussion/6576962/the-top-regular-savers-discussion-thread/p1

Nick_C

flossy_splodge said:

... 

All I want is ONE place where I can see any new RS accounts or new terms. Can't for the life of me figure out which thread now gives this?

... 

Can anyone please tell me where to go now to find what i'm looking for?  Many thanks.

https://forums.moneysavingexpert.com/discussion/6577126/new-best-available-regular-savings-accounts-no-chat-please#latest

Bridlington1

Bridlington1 said:

I shall go through the first post of the thread and add a remark to each listing to state how payments received into each account on non-working days are treated.

This should be finalised at some point late tomorrow evening (30/12/24).

Following on from the above the listings on the first page of The Top Regular Savers Discussion Thread  have now been updated to state how payments received into each account on non-working days are treated as promised.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Usual drill:

Leeds BS Regular Saver (Issue 59) at 4.95% to go NLA shortly. To be replaced with Issue 60 at the same rate with a new maturity date of 04.01.27.

I shall update the first page of The Top Regular Savers Discussion Thread. when it has been reflected on the Leeds BS website.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Chorley BS Regular Saver (31.12.2025) Thanks @happybagger
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/12/25
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/1/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

Progressive BS Online Regular Rainy Day Saver Account (Issue 3) Thanks @OneUser1
Interest rate: 6% gross p.a. variable
Monthly payment: £0-£300 per calendar month
Miss any payments: Yes as many as you like
Penalty-free withdrawals: Yes, 1 withdrawal per day.
Age of applicant: Aged 18 or over
How to open account: Online
Length of account term: 12 months from opening
Maximum balance: £3,600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A


Removed from main regular savers lists:

~~~~~~NLA 2/1/25 ~~~~~~ Progressive BS Online Regular Rainy Day Saver Account (Issue 2)
Interest rate: 4.75% gross p.a. variable
Monthly payment: £0-£300 per calendar month
Miss any payments: Yes as many as you like
Penalty-free withdrawals: Yes, 1 withdrawal per day.
Age of applicant: Aged 18 or over
How to open account: Online
Length of account term: 12 months from opening
Maximum balance: £3,600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

~~~~~NLA  2/1/25~~~~~~Chorley BS Regular Saver (30.11.2025)
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£300 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online***
Length of account term: Matures on 30/11/25
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/12/24. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.*** As of 28/12/24 online applications appear to have been suspended, Chorley BS regularly launch a new regular saver each month so I presume the account is going to be withdrawn and replaced shortly.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Eligibility criteria for the Mansfield BS Bonus Regular Savings (Issue 8) at 5.85% has recently been relaxed.

Previously it was available to those who live in Nottinghamshire, Derbyshire or South Yorkshire and/or existing members with 12+ months continuous membership.

It is now available to those who live in Nottinghamshire, Derbyshire or South Yorkshire and/or existing members.

All other terms remain as they were.

As a result this regular saver has moved from the Local/Loyal/Beta accounts list to the Regular Savers Open To All list.

Thanks @ordnancesurvey84 for pointing this out.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest addition to main regular savers lists:

Furness BS Christmas Regular Saver Issue 2
Interest rate: 5.25% gross p.a. variable
Monthly payment: £1-£500 per calendar month
Miss any payments: No If a monthly payment is missed they will give you 14 days written notice and transfer your balance to an access account and the relevant interest rate will apply from this date. 
Penalty-free withdrawals: Yes, 1 withdrawal during the account term, additional withdrawals will result in the account being converted into an access account..
Age of applicant: Aged 16 or over
How to open account: Online, branch and post
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Payments in are credited the working day after being sent.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~NLA 14/1/25~~~~~~Loughborough BS 5 Year Retirement Monthly Saver Thanks @easysaver
Interest rate: 5.5% gross p.a. variable (this interest rate first noted on 7th September 2024)
Monthly payment: £55-£550
Miss any payments: If you miss a monthly payment, the account will be closed and transferred to a Regular Saver issue 1
Penalty-free withdrawals: Withdrawals are limited to two per account year. The account year runs from the account opening date.

Age of applicant: Aged 55 or over
How to open account: Branch or post
Length of account term: 5 years from the date of opening
Maximum balance: £33,000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.