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  • rtandon27
    rtandon27 Posts: 6,437 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fabulous!  Congratulations Fortune! 🥰
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Cheery_Daff
    Cheery_Daff Posts: 18,123 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woo hoo!! 🥳🥳 I am so delighted for you 😊😊😊 Hope you're planning a nice treat to celebrate 😊😊😊

    (And don't you dare disappear from here young lady!) 🤭
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So delighted for you both. Please stick around
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • teapot2
    teapot2 Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done both, enjoy your celebrations x
  • BookWorm
    BookWorm Posts: 2,531 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Huge congratulations! Absolutely brilliant.
    Hope you stay around. Love hearing about your adventures and FDawg too
    Best wishes
    BW x
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