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Comments

  • Cornish_mum
    Cornish_mum Posts: 674 Forumite
    Sixth Anniversary 500 Posts
    Congratulations Fortune! So happy for you CM
  • Congratulations Fortune and MrFS, all your hard-work and focus has paid off, so happy for you both 👍😁

    Greying X  
    Grocery spend February 2026 £74.73/£235
    Non-food spend February 2026 £8.56/£80
    Bulk Fund 2026 Month 2/12 - £0/£120 (reducing balance - start £120 pa)
  • rtandon27
    rtandon27 Posts: 6,437 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sending virtual hugs and best wishes from both of us, for your next stage in the journey XXX
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woohoo - it's been nice sharing forum life with you. Hope you stick around.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
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