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A Better View 🌄

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Comments

  • Cornish_mum
    Cornish_mum Posts: 670 Forumite
    Sixth Anniversary 500 Posts
    Congratulations Fortune! So happy for you CM
  • Congratulations Fortune and MrFS, all your hard-work and focus has paid off, so happy for you both 👍😁

    Greying X  
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend October 2025 £216.43/£200 
    Non-food spend October 2025 £46.41/£50
    Bulk Fund October (month 10 of 12) £0/£35.20 
  • rtandon27
    rtandon27 Posts: 6,061 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sending virtual hugs and best wishes from both of us, for your next stage in the journey XXX
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woohoo - it's been nice sharing forum life with you. Hope you stick around.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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