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Comments

  • Cornish_mum
    Cornish_mum Posts: 674 Forumite
    Sixth Anniversary 500 Posts
    Congratulations Fortune! So happy for you CM
  • Congratulations Fortune and MrFS, all your hard-work and focus has paid off, so happy for you both 👍😁

    Greying X  
    Grocery Spend May 2026 £195.52/£200
    Grocery spend April 2026 £199.95/£200 +5pence
    Non-food spend May 2026 £58.44/£80
    Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 

  • rtandon27
    rtandon27 Posts: 6,736 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sending virtual hugs and best wishes from both of us, for your next stage in the journey XXX
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)
  • savingholmes
    savingholmes Posts: 29,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woohoo - it's been nice sharing forum life with you. Hope you stick around.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £41.6K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 47.6K of £127.5K target 37.33% 16/5/26 (If took bigger lump sum = 69.5K or 54.5%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.6K updated 16/5/26
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