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Exciting news, fortune! I do hope you'll continue with your diary, its one if my favs! xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!5 -
That's good newsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
I think it's a sensible decision. I'm considering liquidating at least some of my savings when my fix comes up for renewal later this year. Right now I'm earning more interest than I'm paying, but that won't continue. And it takes a lot of pressure off5
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Exciting times. Please do keep posting though.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/255 -
Oh I am so pleased for you. That will be such a relief for you once it’s done. 😊
I echo others in saying please keep posting here. I want to know what life is like ‘on the other side’ of mortgage hill! 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I love the sound of your life Fortune. Spending a bit more time together, doing healthy things and sewing! My idea of heaven - I've a long way to go but I'm following in your wake
ps when I became debt-free, it was a strange feeling, sort of 'what now'. Of course what now was becoming mortgage free, so definitely keep us posted as to how it is."Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga4 -
BIG NEWS!!!
We are grandparents 🥳 Baby Fortune arrived today. He is the cutest bundle. Mum had a very long labour and will need some time to recover but all is well. We'll be travelling up in a couple of week's time to meet the new member of the Fortunate family.
Another chapter is upon us.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais13 -
Huge congrats to you all. Wonderful news4
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Congratulations!🥳Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Congratulations Family Fortune! Welcome to the world Granbaby Fortune. And well done to Mum - hope she is able to return to full vitality and enjoy parenthood. Handshake for new-Dad Fortune too! 😁
Greying XPounds for Panes £7,005/£10,000 - start date Dec 2023
Grocery Spend July 2025 £198.77/£300
Non-food spend July 2025 £68.46/£50
Bulk Fund July 2025 £9.10/£104
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