Weโ€™d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are โ€“ or become โ€“ political in nature may be removed in line with the Forumโ€™s rules. Thank you for your understanding.

๐Ÿ“จ Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Better View ๐ŸŒ„

1697072747578

Comments

  • savingholmes
    savingholmes Posts: 29,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Belated Happy Anniversary.

    Good luck with the sewing project.ย 

    I'd try not to rush on pension as they're unlikely to change everything overnight but then who knows.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 ยฃ202K now ยฃ167.4K Equity 38% 3/4/26
    2) ยฃ2.1K Net savings after CCs 14/5/26 (but owed ยฃ1.3K) so ยฃ3.4K
    3) Mortgage neutral by 06/30 (AVC ยฃ44K + Lump Sums DB ยฃ4.6K + (25% of SIPP 1.7K) = 50.3K of ยฃ127.5K target 39.4% 3/7//26 (If took bigger lump sum = 72.2K or 56.8%)
    4) FI Age 60 income target min ยฃ17.1/30K 57% (may need more) If bigger lump sum ยฃ15.8/30K 52.67%
    5) SIPP ยฃ5.7K updated 29/5/26
Meet your Ambassadors

๐Ÿš€ Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.7K Spending & Discounts
  • 247.8K Work, Benefits & Business
  • 604.8K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.