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  • SandyShores
    SandyShores Posts: 2,000 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Sounds idyllic at your little bistro table - I'm just imagining the waiter with his white cloth over his arm.  I love salad sandwiches - its definitely that time of year.  Thanks for the link to your evening meal - I also spotted the Szechaun-style smashed cucumber salad - one to make soon methinks.  Deadheading and watering has happened here, as well as sitting out in the sun with a cup of tea and a cheese scone, and then a second cup of tea - definitely enjoying life and very thankful.
    "Think of many things, do one"
    Mortgage 31Oct'25 est. £207,450 £309,749 2020 (current ends 2038 -aiming for 2031)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad things are going well with you. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,591 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 June 2024 at 10:25AM
    We've still got a couple of weeks before the half way point of 2024 Fortune so you have a little time in hand! 😊 sounds like you are making good use of the time you have but I do understand the need to be a bit more intentional.  I agree, Mr F does sound like he needs lessons in semi retirement! 😂
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