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  • rtandon27
    rtandon27 Posts: 6,599 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'd not heard of Wilkie Collins, but my bosslady was tossing about the idea of a bookclub the other day & I might just mention this author to her 🤣
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • savingholmes
    savingholmes Posts: 29,140 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had snow briefly on Thursday but it was pretty much gone by the evening.

    Your deserts sound very tasty. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
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