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An in-between phase

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  • Sun_Addict
    Sun_Addict Posts: 23,990 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your year in review made me laugh what the… 🤣

    I do like a nice tea, can’t stand normal tea but love the fancy ones. People at work have always been fascinated by my filter coffee bags from Mr S that you perch over the cup and pour water through (I don’t do instant coffee). I should’ve been on commission as they then started running out of stock due to unusually high demand from my colleagues 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    Thanks @KajiKita and seriously this cat believes it to be a travesty for food to be eaten by anyone but him regardless of what it is 😂
    Madame La Belle Floof (Queen of the KK household) has incredible hearing for fish tins … Open corned beef or spam tins …. no response. Open a crab, salmon or sardine tin, even the kitchen is two rooms away from her, and she becomes like a locked-on, guided missile to the kitchen and the sucker hooman, aka Mr KK 😉😊😂❤️

    KK
    I'm still catching up, so there will be more, but this reminded me of something... When we first moved into the flat, we had HRH The Cat - indeed, she was quite the youngster at that stage at a mere 3 years old. She went to the cattery over the actual move, and we went and collected her the following day, but then of course she had to be kept ion for a few weeks to avoid her wandering...the following weekend my Great Aunt came round to see the place (and help with some decorating IIRC!) and having finished both the guided tour and whatever else we were doing, we settled down on the balcony with a cuppa and some cake. I had HRH on a harness and lead. Next thing I knew, the little madam (the cat, not Gt Auntie) had managed to escape from the harness - and goodness knows how as it was a snug fit - and was scampering off across the lawn away from us. Calling her back was to no avail, she just stood and looked scornfully at us, and going after her just lead to her bounding further away - gleeful expression and all. Eventually I turned to Auntie D and said "I know what'll do it" - and popped back inside. 20 seconds later I heard Auntie D say "Don't worry, she's back, and I've got hold of her" - well of course she was back - she'd heard the distinctive "tink" noise of the tuna tin lid opening, hadn't she! Never failed if we wanted to get her back - even if she wasn't anywhere in sight, we could open a tin of tuna on the balcony and she'd reappear from wherever she'd been rabble rousing in a matter of moments! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
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  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh good grief - it serves me right for managing to miss your diary for a few days PiP, but it's turned into a den of iniquity and perversion while I've been gone - disgraceful! Yes - the earl Grey tea nonsense, that's what I'm talking about. As far as I am concerned tea comes in one variety - builders. it can be caffeinated or not, but it needs to be decently strong, come with a teeny splash of milk, and no poncey flowery overtones! 

    Beanie - the Proper chips are rather nice, although I don't think I've tried the lentil ones so might have to look out for those! 

    I hardly dare to ask, but any further news on the planting permission....sorry, planning consent
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • @beanielou Do you believe you were the number one purchaser of the Proper chips?  I can’t believe we bought the most strawberries- there’s only two of us!! Although we do like them…. You would be horrified at my normal tea @EssexHebridean - very weak.  A kind of beige colour.  That made me laugh about the cat.  Our dog can hear a cheese wrapper from the top of our quite large garden 😱

    Hope you are doing okay @PennysIntoPounds

    L x


  • beanielou
    beanielou Posts: 95,466 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    @Less_Talk_and_More_Action
    Probably. I buy lots when they are on offer 😂😂
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I'm very proud of you all for your random purchasing awards and all the cats for their supersense priorities.

    No progress on the planning permissions/consents @EssexHebridean, I'd hoped I'd be able to tackle some of them but despite my organisational skills, I don't fancy b*ggering it up and having to wait longer because I am not au fait with subsection 4.2b of the 1984 county revision (part two) on the permitted depth a tradesperson's lorry's tyre tread can be between 9.17am and 2.19pm on the third Wednesday in November, not including leap years, please see subsection 5.5 of the amended 1986 decision by the local authority 
  • A very chilly Tuesday's doings:

    Admin comping tidying

    25 minute walk finally recycling old wifi hub and getting some good value wine from Aldi

    Small bit of work

    45 minute walk going to Doctors for pharmacy appointment about period medication and smear test, then Lidl to actually use my £10 voucher, then local pub to treat myself and my cervix to a beer and a catch up with some local mates

    And on the way back I found a very cute vintage-looking cheese cutter.

    Fortunately the pharmacist was really nice, I was glad it occurred to me to take the medication in though as they found that helpful as my medical records hadn't transferred yet

    Smear test all fine, if anyone is due one please don't put it off. Mildly embarrassing getting your tuppence (thanks @dawnybabes 😁) out and even worse realising just how unseemly your winter unshaven legs are but other than a couple of seconds of discomfort the actual test is fine

    It was more embarrassing in Lidl, where I carefully added up my shop on my phone as I went, to make the most of the £10 voucher but not be encouraged to overspend- then got to the till and the face cream that was marked as 3.49 was 1.49... usually good news but I had to be THAT person going 'sorry, sorry', abandoning all my stuff at the till and running round the shop finding extra items!
    Sorry again everyone in Lidl


  • lucielle
    lucielle Posts: 11,499 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lol at your lidl antics. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Do any of my lovely folk on here have a good (or, compared to me, vaguely passing) understanding of self assessment voluntary national insurance contributions? I've gone to pay mine and it says 'tax year full'. I've looked online and especially at MSE and it looks like if you made over 6somethingk but under 11somethingk you don't have to pay towards your state pension for that year but I don't understand how when I haven't paid HMRC anything, I feel like I've missed a crucial bit of information
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