An in-between phase

Blackcats

I hope the cold takes the hint and slings it hook asap.

KajiKita

A goodly dose of vitamin C might help banish the cold? 

KK 

PennysIntoPounds

Thanks @KajiKita I'm on the daily Vitamin C and Zinc!

PennysIntoPounds

Feeling lousy.

No year round up as it was spent waiting to hear from the council.

No year aims as we don't know what it will look like until we... hear from the council.
We will keep on saving where we can and making the extra effort with all the little bits that add up, and keep the flat pot growing, until we actually find out what the foreseeable costs are and when-ish they will be.

But thank you Team Tuppence for all the kind words and support, all the laughs and exchanging of ideas, and for sharing your time and experiences and for being generally ace, all of you.

Hope you have a lovely new year's eve, and wake up tomorrow (or at least the day after) feeling fresh, enthused, and inspired. And if not, it's spring in a couple of months, we can feel fresh, enthused and inspired then instead.
Big love to you all x

foxgloves

Happy New Year, @PennysIntoPounds. Let's hoping you can move forward on a number of counts as 2024 progresses. At the moment, there are limited things within your control, so those are the ones on which to concentrate. I think the Flat Pot has to be a priority here. All of us on here who have busted significant debt &/or started to build up savings know that all those little bits & pieces of money do add up. Whatever happens re your future living situation, having that Flat Pot is going to be far more useful than not having it, so although we do laugh about being the 'Tuppence Club', we do also appreciate that major oaks from little acorns grow. I have 2 bagged up £1s of coppers in my desk drawer, which I bunged in there because it didn't seem worth doing anything with them. I am now thinking I will at least pay them into the bank next time I'm at the Post Office. Instead of thinking 'What's £2"?, I am thinking that with my tidy mind, there is bound to be a savings pot which would look a whole lot neater rounded up by a couple of quid to the nearest £100 or even taken just over to start off the next one. So I was really popping on to say that even if that Flat Pot is the only practical element of your future accommodation over which you currently have any practical control, then it's defo worth concentrating on that, as I can tell you have been doing. Take care now,
F x

PennysIntoPounds

Thanks for your welcome thoughts as ever @foxgloves, and a very happy new year to you and Mr F. You are absolutely right that I should focus on what can currently be focused on, I am far too expert at worrying about unknowns instead!
As you say, while it's much fun us being Team Tuppence, we know that those tuppences add up and will be very helpful come the next bill or motivational round up- and us all putting our tuppence worth in for each other has been a highlight of the year, long may it continue!
I don't know if you or Mr F like creme eggs but they have a big money winning competition up til Easter so could be a good investment opportunity of those two pounds if so... x

PennysIntoPounds

Other than feeling shoddy and cross about it, a few mse things on this 'ere nye:

Usual admin etc

Finished Olio listings in time to be entered into their competition

Probably could've made better spending decisions comparatively getting bits in but Lidl closed earlier than advertised so was glad to have slid last minute into Sainsers for necessaries such as eggs for brunch or dinner tomorrow. And I resisted the Sainsers 'lights down b***er off' panic which always makes me feel a bit armageddon and like I should start throwing things into the basket with abandon- 'I know I don't have a dog and don't like nuts and don't even know what this item is but what if we neeeeed it'.

We indulged by buying M&S ready meals for our nye treat tonight, I wanted to cook something but just feeling too s*** with cold and joints and pre-menstrualness- it is however a money saving on the take-away pizza I'm still craving but haven't yet given in to! Maybe a treat for the period week if Ernie is kind to us...

And it's very mse to be too grumpy even when well to go out on new years eve 😂

PennysIntoPounds

New Year's Day not many doings:

Admin comping tidying

I learnt from @Sun_Addict diary that it's bad luck to do laundry or put the recycling out on nyd what a shame it'll have to wait til tomorrow

Decided in a very mse moment that I don't need to spend any money on a diary when we have plenty of notebooks, so have started the tedious job of writing the dates in. Definitely a task to be done in small batches

Entered some competitions, today I'm mostly looking forward to winning 2k but I would also like some Linda McCartney food vouchers

Walk up high street for bargain wine, promo ends in a couple of days so must take advantage. Also bought some salad bits to go with cheese and crackers for dinner, with a drop of port. We already own the cheese, crackers and port so delicious and mse!

Sun_Addict

Not doing Dry January then 😆 Well done on resisting the temptation to do the laundry. 

PennysIntoPounds

There is no month that requires less sobriety than January @Sun_Addict 😂

It is long, it is dark, it is cold, there is no Christmas to look forward to, in fact there's nothing but Valentines in mid Feb, which lets be honest is an absolute nonsense, to even vaguely break up the infernal dreadfulness of bleak wintery existence for months on end.
The only reason I don't put Baileys on my cornflakes is that I don't eat cornflakes.
So, no, not doing dry Jan 😁
I will be podgy and tiddly and grateful for it 🥂