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An in-between phase
Comments
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Shower
Dentist
Usuals
Build admin
£50 on PB 🙂
Cleaning
Lots of vinted items cleaning and pictures
Off to meet some mates for a beer with camra discount
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
You’ve submitted the Thames complaint?
Yaay for the PB win 👏😊
KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 23 books of target 52 in 2026 as @ 28th March.
Produce tracker: £59 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
@PennysIntoPounds Sorry to hear all the problems with the house building. Fingers crossed things can be sorted out
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This is UNBELIEVABLE.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
You didn't pay for any of it on a credit card did you? Vx
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So sorry about all the incompetence of Thames water. It's absolutely ridiculous.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Thanks all.
@KajiKita SIL replied to dept saying she wanted it to be considered a formal complaint but obviously they don't want people complaining especially vulnerable people who may have more reason to complain, so you have to send a letter thus paying for postage and being able to get to a postbox, and of course the eight weeks start from when they receive it- or telephone them, which requires having a job in which you are able to make a call let alone be on hold during working hours, and hoping no-one overhears your personal business, and not having any neuroudiverse issues, and there's no written record. Obviously it's unimaginable that you could also email because as the paying customer that's your preference.
We will do these things but I will be including in the complaint that these are their only options. I hate them and how our society is allowed to 'function' so much.
Debit card @vampirotoothus but we don't want a refund, we want water!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1
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