We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

An in-between phase

1622623625627628711

Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,194 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Usuals

    Survey

    Easter pot money leftover Aim £1112.45 Got £402.45

    Steps dropping off a vinted sale, found a pile of DVDs

    Money from FBM sale Aim £1112.45 Got £502.45

    Nice time seeing a bestie for beer with camra discount

  • KajiKita
    KajiKita Posts: 10,650 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    That sounds like a positive day and I’m glad you got some time with your bestie x

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £222 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • badmemory
    badmemory Posts: 10,671 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper

    My biarthday was great thanks. Unfortunately I went in hospital for an overnight minor procedure a few days later. A blood transfusion & eight days later I came out. I am not going near a hospital ever again. Seriously I am absolutely fine now but after 3 days nil by mouth & then the really awful food I was beginning to lose my temper.

    Sorry to unload on you but I have been trying to keep most of it from DS, who despite normally needing reminding of eveerything actually checked the diary & put out the bins on time. So another win.

  • hope your recovery continues to go well

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • beanielou
    beanielou Posts: 100,991 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Also hope that your recovery goes well ❤️‍🩹

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,194 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 5 April at 9:09PM

    Oh my goodness @badmemory that sounds terrible! Unload all you like. Sending gentle hugs

    I am feeling rough with period so have done very little other than go to mums and eat and drink but a nice time was had and it was a no spend day!

    Happy Easter everyone x

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,194 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Usuals

    Free easter egg review

    Shower and hairwash using free toiletries

    Entered some competitions, today I'm mostly looking forward to winning cash please but I will also enjoy the case of fizz ta

    Steps collecting vinted return

    Receipt survey

    Flat clean

    Bank Holiday beer with Mr PIP (with camra discount)

    Hope everyone's having a good quasi-Sunday 🍻

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,194 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Did nine vinted listings and Mr PIP did a survey and now we are going to have chippy chips to see the Easter weekend out right.

    Absolutely determined to start the official working week smashing it with build admin and productivity. Won't be easy since we accidentally relaxed and the last half a decade of exhaustion tried to catch up with us but it will have to get back in its box!

    I am going to need a very motivating outfit and perfume... 🥂

  • KajiKita
    KajiKita Posts: 10,650 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    I’m seeing a feather boa in your future tomorrow … 🔮 😉

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 61 books of target 52 in 2026 as @ 23rd August. 
    Produce tracker: £222 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 100,991 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Positive vibes & perfume for tomorrow 🤗

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.4K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 456K Spending & Discounts
  • 248K Work, Benefits & Business
  • 605.4K Mortgages, Homes & Bills
  • 178.9K Life & Family
  • 263.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.