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An in-between phase
Comments
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I'm seeing shoulder pads a la Dallas/Dynasty and I so hope I'm right!!
Debts 04/01/25 03/08/26
Natwest X2 £14,122.71 -
Barclaycard - £10,078
Lloyds CC £6,112.60 £3,595
1st Direct CC £176.03 £33.93
CC total £20,411.34 £13,706.93
OD £1100 £0
Car loan £4,000 £2,800
1st Direct Loan £10,684.44 £4,875
Total £36,195.78 £21,381.93
EF £2,550
HF £1003 -
Bright red lipstick and a very liberal spray of Poison to go with the feather boa and shoulder pads 😆
Here’s to a good week ahead.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
big Bet Lynch ear rings and a bit of leopard print
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
If all that lot gets worn together PiP will be out there looking like a pantomime dame!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
I’m sure she’d carry it off!
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Haha thanks all, loving the suggestions, and the styling it out faith @lucielle 🥂
I went with 'mob wife at her place in the Ibiza hills' dress, stud diamond earrings, hair in a mid-bun, Boss The Scent for men (sold for men, not for attracting men), a bling ring, and mashed up Stan Smith trainers 😂
Usuals
Three surveys
Absolute ton of build admin
Free exercise of steps dropping off a vinted sale
Free exercise of half wussy situps
Beer with Mr PIP as we couldn't resist the sunshine, did quite a few listings and some spec work
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
That sounds like a really productive day and I’m glad you got some time in the sunshine with Mr PiP ❤️
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2026 as @ 23rd August.
Produce tracker: £222 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Love the sound of the outfit
2 -
Outfit sounds fab, love a bit of mob wife style :)
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Usuals
Build admin
Spec work
Steps dropping off a vinted sale
Survey
Couple of vinted listings
Met a mate for drinks and spec work, decided the Thames nonsense is the universe giving me time to win the lottery, so that's a relief
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty7
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