We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

An in-between phase

1623624626628629661

Comments

  • Rhyddid2026
    Rhyddid2026 Posts: 1,314 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I'm seeing shoulder pads a la Dallas/Dynasty and I so hope I'm right!!

    Debts                04/01/25       01/06/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,800
    Lloyds CC          £6,112.60      £3,795
    1st Direct CC     £176.03         £0
    CC total             £20,411.34    £13,595
    OD                     £1100            £0
    Car loan             £4,000          £3,200
    1st Direct Loan  £10,684.44    £6,110
    Total                  £36,195.78    £22,905
    EF £2,100
    HF £168.49
  • lucielle
    lucielle Posts: 11,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    big Bet Lynch ear rings and a bit of leopard print

    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • EssexHebridean
    EssexHebridean Posts: 25,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    If all that lot gets worn together PiP will be out there looking like a pantomime dame!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • lucielle
    lucielle Posts: 11,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I’m sure she’d carry it off!

    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • KajiKita
    KajiKita Posts: 10,202 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    That sounds like a really productive day and I’m glad you got some time in the sunshine with Mr PiP ❤️

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • WelshmansDaughter
    WelshmansDaughter Posts: 2,168 Forumite
    1,000 Posts Fourth Anniversary Name Dropper

    Love the sound of the outfit

  • Watty1
    Watty1 Posts: 8,305 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Outfit sounds fab, love a bit of mob wife style :)

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.6K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.