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An in-between phase

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Comments

  • Rhyddid2026
    Rhyddid2026 Posts: 1,578
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    I'm seeing shoulder pads a la Dallas/Dynasty and I so hope I'm right!!

    Debts                04/01/25       01/10/26  
    CC1                   £14,122.71     - 
    CC2                     -                   £6,975
    CC3                   £6,112.60      £6,495
    1st Direct CC     £176.03         £151.44
    CC total             £20,411.34    £13,621.44
    OD                     £1100            £0
    Car loan             £4,000          £2,400
    1st Direct Loan  £10,684.44    £3,825
    Total                  £36,195.78    £19,846.44
    EF £2,800
    HF £3
    EB £250
  • lucielle
    lucielle Posts: 12,083
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    big Bet Lynch ear rings and a bit of leopard print

    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • EssexHebridean
    EssexHebridean Posts: 26,391
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    If all that lot gets worn together PiP will be out there looking like a pantomime dame!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
    Balance as at 31/08/26 = £ 84,500.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • lucielle
    lucielle Posts: 12,083
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    I’m sure she’d carry it off!

    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • KajiKita
    KajiKita Posts: 10,911
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    That sounds like a really productive day and I’m glad you got some time in the sunshine with Mr PiP ❤️

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 74 books of target 52 in 2026 as @ 14th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • WelshmansDaughter
    WelshmansDaughter Posts: 2,397
    1,000 Posts Fourth Anniversary Name Dropper
    Forumite

    Love the sound of the outfit

  • Watty1
    Watty1 Posts: 8,734
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    Outfit sounds fab, love a bit of mob wife style :)

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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