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An in-between phase
Comments
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Usuals
Steps getting some olio bread, found 2p
Popped some bread over to mum
Mr PIP and I think we can get 2k together from odds and ends of savings accounts, might leave us a bit tight for a good while but I can't be paying interest on interest especially on a higher interest rate than was agreed!
We will then try to save and earn to cover the build bill deficit then hopefully be able to pay off the completion fee they added on to our mortgage so we can blimmin well stop paying interest on the interest from that too
Aim £1112.45 Got £44.45
Cashed out two survey providers
Aim £1112.45 Got £48.45
Free exercise of half wussy situps
Using up some quorn chicken sauce that mum made and said was bland and she wouldn't eat it. Nothing a bit of fajita seasoning in a wrap baked in cheese won't sort out I'm sure 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
Every time you find the odd few pence when out & about I wonder who on earth dropped it. I wouldn't be me because I would have picked it up. Then I remember being in a shop early morning when the teens were on their way to school & picking up snacks. KEEP THE CHANGE. I mean really!
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fajita seasoning and cheese makes everything better!
Debts 04/01/25 02/03/26
Natwest2 £6,509.97 £4,940
NatWest CC £7,612.74 £6,465
Lloyds CC £6,112.60 £4,335
1st Direct CC £176.03 £33.94
CC total £20,411.34 £15,773.94
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £3,800
1st Direct Loan £10,684.44 £7,425
Total £36,195.78 £26,998.94
EF £1,500.38
HF £175.541 -
Seasoning and cheese sounds like a perfect addition to any recipe 👌
I get knocked down but I get up again (Chumbawamba, Tubthumping)1 -
Easy to say keep the change when you're young enough to not be paying your own bills @badmemory 😁
It was well nice @Rhyddid2026 @Sun_Addict will give mum a portion back
On having a quick look back over my diary to see if I missed anything I meant to remember this month, I see I swooned over the wrong person's chippy chips. I apologise to both @WelshmansDaughter and @Watty1. Chippy chips are an extremely important issue and an internal investigation will be undertaken.
I also see I'd forgotten all about the big plastic count starting this March!
https://thebigplasticcount.com/
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Passes beer 🍻
DS is at a beer festival this weekend in full costume!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.3 -
Beer supplies needed @beanielou, thanks. Feel anxious about parting with 2k that was in our 'we're clearly going to need this for some next ludicrous build issue' back-up pot, but I feel even more fuming about the BS so decision made!
I presume a German beer festival? Or has he just gone out dressed like a pint 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Yes. German!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.3 -
I did wonder. But let's face it it is entirely likely to have been me 🤣
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March Aims 😊
Get making and saving money to pay off these bar stewards and their interest!
Any money in current account, Mr PIP's birthday pot, LISA pot too
Free exercise
Quality time with Mr PIP and loved ones
Bother to do spring sort-outs and listings
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael9
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