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An in-between phase
Comments
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Usuals
Shower and hairwash using free toiletries
Little survey
Steps getting essentials
Bit of a flat clean with minimal products
Vinted listing
Quote for partition wall is £1500. Think we're going to go for it. How hard can it be to find an extra £1500 😂😂
Cheesy potatoes with baked tomatoes for dinner, yay
Happy Sunday everyone 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
I think that £1500 will be monies well spent - always nice to have walls to put pictures on and furniture against 😊
Your dinner sounds tasty 😋
KK
As at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 20 books of target 52 in 2026 as @ 7th March.
Produce tracker: £44 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Thanks for the vote of confidence @KajiKita It does seem a bit daft to be paying 1.5k when we're somewhat stressing about costs, but I know I've wanted it from the start and this is the last chance to put it in with minimal disruption so might as well add it to the 'how do we pay for this' list!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
Absolutely the right decision on the partition.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.4 -
Glad you’re getting your partition.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Pleased you have decided to get the wall built.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family3 -
Thanks luvs.
Collective brain, a fence conundrum-
The garden is about 14ft 2-3 inches long.
All fence panels etc seem to come in a standard 6ft.
We don't have enough funds spare to get something custom made.
We don't want a ~2ft gate etc at one end.
We also don't want a 1ft+ gap at both ends.
This however seems the likeliest result. We could put plant in big planter there but that doesn't deter foxes or a determined intruder.
We could block the gaps up with bricks but that feels like it will look a bit rubbish, especially when it comes to try to sell.
Any thoughts?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
We don't have fence panels. Our fences were built to exact length of back garden & front courtyard. Posts put in, horizontal struts fixed on, then vertical slightly overlapping lengths of wood (of required height) screwed onto those.
F
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg1 -
Will there be planting by the fence?
One of my back drive fence panels was just cut to size and put up. When it went in it looked 'odd' but by the time the 'landscape' had taken over -it is me think weeds, assorted clutter and trees that need pruning - but if it were say KK think gorgeous planting - then the odd fence panel blends in. No one has ever noticed the "cut" fence panel here.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I have a cut fence & most of my neighbours do. It is not at all unusual. The one thing I would say is that they are a little more vulnerable simply because they have been cut. What I would say is once you can get at the new fence panels. Take them out & paint them, turn them upside down & paint them, turn them again & paint them. The ones I did lasted nearly 20 years next doors are lucky to last 2.
2
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