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An in-between phase
Comments
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I read your thread and think I will never build - then - I look at my vision board and smile at my version of the barn build and think "maybe I will" If I get planning that is
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I did have a complete meltdown a long time ago @jwil 😂
Seems to be becoming more and more common @WelshmansDaughter
Yours won't be anywhere near as bad as this @Watty1, living nearby will halve the stress for starters
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Does anyone happen to have a PIR motion sensor light that is mains powered and preferably in a lantern style, that gives out enough light to be effective for seeing the front door on approach?
I need recommendations as the internet is saying too many different things
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Motion sensor light, yes, but lantern-style no. In fact one of the electrician's tasks tomorrow is to fit a new one.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg1 -
Hope it goes well and everything fits and works @foxgloves
It has been 15 degrees with no chill wind today so I shaved my winter legs. Obviously no more momentous news than that is going to occur, but also did:
Usuals
Survey
Steps getting essentials, found 1p and a bag of books and DVDs
Most of the day spent researching sockets and switches and cetera
Oh my days, my poor brain. If anyone needs a two way one gang, a triple pole isolator, or a 13a fused spur, then I'm your gal. Though please don't ask unless you really have to as I will cry 😂
Went pub
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
So glad that post ended with ‘Went pub’ …
KK
As at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 18 books of target 52 in 2026 as @ 21st February.
Produce tracker: £44 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Me too @KajiKita. Especially as its raining again for the foreseeable
Just tried to log in to BS app to check when next payment is and for how much, and they have blocked my account as a 'security issue', presumably because I made a complaint about them charging us higher interest than was agreed.
Is it even legal to withhold people's financial information from them? We have no idea what our budget is because we have no idea what they're charging us and when behind the scenes! This feels so f*cking out of order
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Shaved legs ready for nice weather, that’s living dangerous at the moment.
:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.002 -
I used to have a lantern light that was mains powered with a pit sensor. I took it down and replaced with the gorgeous lamps I found but that need switching on!
The pir lantern came from b and q many years ago
one of my current lanterns is plugged into a Wiser plug that I can control from my phone so of out I can switch on remotely
A ramble but might prompt some ideas.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I’ve just got some lovely pir lasting ones from Bargain Fox (really good price or would have been if I hadn’t added lots of other stuff in my basket !)
Sealed pot challenge 822
Jan - £176.66 :j3
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