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An in-between phase
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in that case I repeat - WRETCHES!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Much politer than what I said @EssexHebridean 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Lol PiP AI is useful when the cognitive battery is low. It's just an information retrieval system- the more people who use it with perspective the better. Or understand that it is part of an arsenal of tools not a replacement.
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I am fine with others using it if it's of benefit to them @WelshmansDaughter but as its existence has, in the space of a couple of years, completely wiped out mine and my friends' earning capability and made the decades of building up portfolios and contacts fully redundant, it is not welcome in my home.
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Whereas I wouldn't have a job without it. It's a funny old world.
It is horrible that your community is so affected.
Now I'm off to contemplate the mind that used a 3 inch nail for one skirting board and none at all for the other.
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