We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
An in-between phase
Comments
-
in that case I repeat - WRETCHES!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Much politer than what I said @EssexHebridean 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Lol PiP AI is useful when the cognitive battery is low. It's just an information retrieval system- the more people who use it with perspective the better. Or understand that it is part of an arsenal of tools not a replacement.
2 -
I am fine with others using it if it's of benefit to them @WelshmansDaughter but as its existence has, in the space of a couple of years, completely wiped out mine and my friends' earning capability and made the decades of building up portfolios and contacts fully redundant, it is not welcome in my home.
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
Whereas I wouldn't have a job without it. It's a funny old world.
It is horrible that your community is so affected.
Now I'm off to contemplate the mind that used a 3 inch nail for one skirting board and none at all for the other.
3 -
On the AI front, we used it in a work meeting to takes notes and I also took notes the traditional way. We compared the results and concluded my notes were easier to understand and AI had attributed a comment to someone we were pretty certain they didn’t say.
I’ve sifted job applications where you could tell who had used AI and a few were almost identical.
It must be a worry for you and those in your field of work 😞I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
Sounds familiar @Sun_Addict, Mr PIP as part of a survey was asked to input something for AI to give search results for so he asked a question he knew the answer to what with working in that area. AI got facts wrong about one part of the answer and the other two parts, just made up. These places/people/things simply do not exist, but there's no way anyone would know its untrue unless they worked in Mr PIP's dept. Really worrying.
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Sneaky old mortgage company…😏
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
A
Usuals
Listing
Survey
Steps dropping off two vinted sales
Shower and hairwash using free toiletries
Flat clean using minimal products
Saw this about the big plastic count, I know there are lots of environmentally minded people on here.
https://thebigplasticcount.com/
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Sorry about horrible formatting, I was quickly trying to paste in between the new forums dreadful auto save
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards