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An in-between phase
Comments
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Yes, I agree on the 'upgrade' just awful…
Cheesy mash and beans is worth full price spuds
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
This is something that is causing the legal world some headaches at the moment, as AI is indeed quite content to make stuff up, and when the things it is making up include case-law that literally doesn't exist, that's a bit of a problem!
Just signed up for the plastic count thing as well - now I just need to remember to actually do it when the time comes! (And accept that ours is probably going to be AWFUL because crisp packets and yogurt pots…)
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Chippy chips! @WelshmansDaughter *swoons *
Good shout @in_need_of_direction
Agreeing backatcha on both counts @doingitanyway
That is a tad problematic, aye @EssexHebridean 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Usuals
PB money, shares to usual pots
Aim £2400 Got £210
Receipt survey
Build admin
Steps getting bits, found a pound
Bit of flat clean
Dinner is leftover pasta bake 🥂
Ha, tricked the upgrade into pasting by saving draft in the split second in between it saving drafts
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Oh my goodness, you know the endless receipt surveys I do? I've won a £50 MandS giftcard!
Hope it isn't a scam 😂🤞🤞🤞
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael10 -
Woo hoo on the win! Hope it comes through quickly. (and well done on the pound find too!)
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
And I got wordle in two. What a day @jwil 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
You can't beat a day like that 😁
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Great win !
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Great win. Ooh the food you can buy.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.1
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