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An in-between phase

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Comments

  • Blackcats
    Blackcats Posts: 4,269 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper

    what is sellitback money? I assume winning the £1,000,000 this month negates the sellitback aim but just in case you don't get the million until March I'm curious about sellitback.
    agree that it is very cold out - and grey - and raining.

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,810 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited Today at 4:10PM

    @Blackcats it's one of them selling books apps, it accepted different ones to WoB so useful to have both

    I haven't checked the PB yet, didn't want Agent Million to have to come out in this rain so I'm giving them a bit longer

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Blackcats
    Blackcats Posts: 4,269 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper

    "I haven't checked the PB yet, didn't want Agent Million to have to come out in this rain so I'm giving them a bit longer"

    You are very kind.


    -

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,810 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Okay I cracked @Blackcats 😂

    £175, thank you Ernie, love you * is coy*

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • doingitanyway
    doingitanyway Posts: 10,770 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    £175 is a nice gift from Ernie 🍾

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • KajiKita
    KajiKita Posts: 9,426 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Oh well done on the PBs 😊👏

    I’ve not heard of sellitback - another one to add to the list when I’m trying to get rid of books … 🤔😊

    KK

    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 9 books of target 52 in 2026 as @ 27th January 
    Produce tracker: £36 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,810 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    I am very grateful @doingitanyway especially what with having to make up the extra nearly 2k fee from the BS and start the materials overspend pot all over again.

    They p*ssed me off so much with adding that into our mortgage without telling let alone asking us, that I think they've made up my mind about whether to pay off the interest (and this fee) in one fell swoop, they can stuff their conniving ways of getting more money out of us!

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
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