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An in-between phase

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Comments

  • EssexHebridean
    EssexHebridean Posts: 25,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Nice PB win there - nothing for us this month, no, really, you're welcome..! 😂

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • badmemory
    badmemory Posts: 10,303 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper

    Only £100 for me this month so 2.4% but I am averaging 4.2% for the year. Could be a lot worse, but I would still like to meet one of the agent millions!

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,818 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Can't paste diary entry again so basically some things happened that were efforts to make and save money. Thanks for reading the latest gripping instalment of my diary under the forum upgrade regime

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • KajiKita
    KajiKita Posts: 9,439 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/81870407#Comment_81870407

    You are persisting, both in and out of here, and we are glad of it 😊

    KK

    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 9 books of target 52 in 2026 as @ 27th January 
    Produce tracker: £36 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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