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An in-between phase
Comments
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Such a shame about Chris Rea - I remember his music being the backdrop to my early student days … 😊
Glad your eye is easing.
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Yes, we will be raising a glass to Chris Rea here too, PiP.2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg3 -
Yes it was so sad to hear about Chris Rea. I like most of his songs, he had a unique voice.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Also sad re Chris Rea. And thought provoking, another loss from the soundtrack of a life, I've listened to his music whilst renting flats and buying my first house (and I hate driving home for Christmas for it always reminded me of Christmas's alone or when I never wanted to go to the family home but did anyway)Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Upsettingly eye is a bit worse again today, but think that may be because I felt bold enough to put face oil on last night so possibly the surrounding skin has absorbed that and puffed up on top of the swelling.
Hopefully will be much better tomorrow
Four surveys
Usuals
Steps getting the remainder of Mr PIP's Christmas presents, using survey vouchers
Then more steps getting beers for Mr PIP from mum for Christmas
Bits and bobs off the to-do list
Dinner is leftover cottage pie
Hope everyone is having a good Christmas Eve Eve 🥂
Edited for typohttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
Hope your eye improves again x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thanks @jwil, it's rather put me off my Christmassy stride!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Also hoping that your eye improves again soon xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.1 -
Sorry to hear that your eye is still misbehaving.Happy Christmas Eve Eve1
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Boo to the eye still misbehaving 😞 Hope it’s a lot better tomorrow 🤞I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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