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An in-between phase
Comments
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Ooh let us know what you get @Rhyddid2026!
Aw it's always nice to find a new local something to try/support @beanielou. Ask again if he says he doesn't like summat or if you're looking at other shops
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
It is similar @Sun_Addict, it's not as thick which to my taste is a good thing as it's satisfyingly stouty without filling you up as much. If he's a real Guinness aficionado I wouldn't substitute it as a gift or to serve as some people are Guinness-or-nothing but if that's just the sort of thing he likes and he's up for trying beers, the Black Heart is really bloody lovely.Sun_Addict said:My DS likes Guinness so is the Black Heart similar?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
I got the jam doughnut one you suggested, fullers organic honey dew (just sounded nice), hobgoblin ruby (I was thinking of a ruby ale I loved in NZ) and Tomos Watkin Blodwen Blonde (because one of my ducks is called Blodwen the Beautiful).
Debts 04/01/25 02/02/26
Natwest2 £6,509.97 £5,100
NatWest CC £7,612.74 £6,535
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £3.53
CC total £20,411.34 £16,088.53
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7,655
Total £36,195.78 £27,743.53
EF £1,100.13
HF £101.431 -
Fabulous selection @Rhyddid2026, cheers to you and Blodwen the Beautiful 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Usuals
Two surveys
Receipt survey
Build admin
Hoovered mums' in advance of her Christmas tree arriving
Shower and hairwash with free toiletries
Entered some competitions, today I'm mostly looking forward to winning cash and cashmere socks
Steps sending a vinted sale
Listing pics and posting
Dinner is using up some random bits from the fridge and freezer 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Loving the beer chat!
Excellent progress on using up freezer contents PiP - I've been trying to do the same but it feels like a never ending process (and then I add more stuff back to it!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Was out at invigilator Christmas drinks yesterday, took some plant cuttings, came home with some mince pies.
Remembered I had put a bit of money aside towards Microsoft Office which I no longer need so shares to usual pots
Aim £538.29
Got £138.29
Usuals
Survey
Finished my pre-Christmas listings 💃
Made a start on wrapping mum's gifts
Good walk with Mr PIP dropping off vinted sales, charity shop bag, and small electricals recycling.
One of our local characters who goes around blaring reggae from a record player on his mobility scooter has changed to Christmas songs reggae style, so that was festive
Treated ourselves to a Christmas beer at a nice pub we don't often get to visit
Watched a free Christmas lecture, noodles for dinner 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael8 -
Woke up with sore swollen eye, looks like an allergic reaction, not feeling my best but things have been trudged through-
Usuals
Build admin
Soggy walk round the manor
Got a free moisturiser to review
Half wussy situps
Finished wrapping all the gifts here, just need to get and wrap Mr PIP a food/drink gift now
Shower and hairwash with free toiletries
Three surveys
Receipt survey
Little sale, shares to usual pots. Because I am a completely normal person I can't bear to see my carefully constructed digits in disarray so
Aim £538.29
Got £138.29
Aim £400
Got £2.40
Going round to mums for tree decorating and veggie spag bol this evening 🥂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Hope it improves soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.1 -
Much better digits!
I hope the eye is much better soon too.Debts 04/01/25 02/02/26
Natwest2 £6,509.97 £5,100
NatWest CC £7,612.74 £6,535
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £3.53
CC total £20,411.34 £16,088.53
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7,655
Total £36,195.78 £27,743.53
EF £1,100.13
HF £101.431
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