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An in-between phase
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How's the eye PiP?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Thanks @beanielou @Rhyddid2026
Swollen and achey @EssexHebridean!
Might be allergic reaction, might have walloped myself in the face while asleep. Guess it'll take a few days at least to recover and is bound to be worse in mornings when there's been less drainage opportunity overnight.
Am taking antihistamines and ibuprofen.
No other symptoms of anything so just one of those random annoying things. Fine in myself other than knackered so grateful for that.
I have however not even got washed and dressed yet let alone done any movement or anything productive, and I suspect it will remain so today!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
I had a really bad dose of eczema a few years ago that started off with me waking up with a random swollen eye. It spread all over my body and became infected so badly it was weeping pus and I ended up on antibiotics and steroids. Hopefully this isn’t the case with you.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Thanks for your glad tidings of comfort and joy @Sun_Addict 🤣https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Vinted money, shares to usual pots
Aim £538.29
Got £138.29
& £5
Two surveys
Updated vinted listings
Finished a book, started two more
Half hour carpet walk
Er, that's ithttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Thanks for your glad tidings of comfort and joy @Sun_Addict 🤣……. you have me in stitches most of the time with your witty comments PIP 🤣🤣
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You are doing well on Minted
Sorry about the allergic reaction
What you are reading two books at once when I am struggling to manage one...!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
I'm technically reading six books at once @doingitanyway 😁
But the two I started today were to have some variety, a murder mystery for some relief from economics reform!
If you're struggling with your one, leave it for another time and pick up something you fancy at the momenthttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Six!!!??
I think I will switch to non fiction...next year I want to read much, much more...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
That (you two) made me proper laugh out loud!PennysIntoPounds said:Thanks for your glad tidings of comfort and joy @Sun_Addict 🤣
Debts 04/01/25 02/02/26
Natwest2 £6,509.97 £5,100
NatWest CC £7,612.74 £6,535
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £3.53
CC total £20,411.34 £16,088.53
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7,655
Total £36,195.78 £27,743.53
EF £1,100.13
HF £101.432
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