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An in-between phase

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Comments

  • ladyholly
    ladyholly Posts: 4,108 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A happy Christmas and all good wishes for fantastic progress on your build. 

    I hope your eye improves very soon and you are back to normal.
  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Happy Christmas PIP! Have a lovely, relaxing, happy, day  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Happy Christmas 🎄 
    Debts                04/01/25       01/06/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,800
    Lloyds CC          £6,112.60      £3,795
    1st Direct CC     £176.03         £0
    CC total             £20,411.34    £13,595
    OD                     £1100            £0
    Car loan             £4,000          £3,200
    1st Direct Loan  £10,684.44    £6,110
    Total                  £36,195.78    £22,905
    EF £2,100
    HF £168.49
  • KajiKita
    KajiKita Posts: 10,221 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Happy Christmas 🎄 
    Hope Santa came?! 😉 and the eye is still more comfortable than it was before x

    KK
    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 40 books of target 52 in 2026 as @ 14th June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Wishing you a merry Christmas 🎄 I hope your celebrations are as calm or as lively as you would like.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Thanks @KajiKita, eye is much improved and Santa was very kind, including bringing The Other Valley by Scott Alexander Howard which I am engrossed in

    Thank you @Baileys_Babe, a lovely time was had and now a very lazy time is being had! Baileys was and will be involved of course 😁 Hope you had a good one 🥂
  • Could any of my clever clogs pals help me out with a crossword clue please...

    A pub, in general, supplies drink (5)

    _ _ _ _ E
  • foxgloves
    foxgloves Posts: 13,399 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Could it poss be 'binge' which is hidden in the clue? Though it isn't absolutely synonymous with 'drink' as a definition.
    F x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • badmemory
    badmemory Posts: 10,656 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    I was thinking binge too.  Does it fit with the way the writer thinks?
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