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An in-between phase

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Comments

  • ladyholly
    ladyholly Posts: 4,096 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A happy Christmas and all good wishes for fantastic progress on your build. 

    I hope your eye improves very soon and you are back to normal.
  • doingitanyway
    doingitanyway Posts: 10,847 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Happy Christmas PIP! Have a lovely, relaxing, happy, day  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Rhyddid2026
    Rhyddid2026 Posts: 1,025 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy Christmas 🎄 
    Debts                04/01/25       02/02/26  
    Natwest2           £6,509.97      £5,100 
    NatWest CC      £7,612.74       £6,535
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £3.53
    CC total             £20,411.34    £16,088.53
    TSB OD             £500              £0
    1st Direct OD     £600             £0
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44    £7,655
    Total                  £36,195.78    £27,743.53
    EF £1,100.13
    HF £101.43
  • KajiKita
    KajiKita Posts: 9,547 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Happy Christmas 🎄 
    Hope Santa came?! 😉 and the eye is still more comfortable than it was before x

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 14 books of target 52 in 2026 as @ 15th February.
    Produce tracker: £39 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Wishing you a merry Christmas 🎄 I hope your celebrations are as calm or as lively as you would like.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Thanks @KajiKita, eye is much improved and Santa was very kind, including bringing The Other Valley by Scott Alexander Howard which I am engrossed in

    Thank you @Baileys_Babe, a lovely time was had and now a very lazy time is being had! Baileys was and will be involved of course 😁 Hope you had a good one 🥂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Could any of my clever clogs pals help me out with a crossword clue please...

    A pub, in general, supplies drink (5)

    _ _ _ _ E
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • foxgloves
    foxgloves Posts: 13,118 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Could it poss be 'binge' which is hidden in the clue? Though it isn't absolutely synonymous with 'drink' as a definition.
    F x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
  • badmemory
    badmemory Posts: 10,339 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I was thinking binge too.  Does it fit with the way the writer thinks?
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