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An in-between phase
Comments
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A happy Christmas and all good wishes for fantastic progress on your build.I hope your eye improves very soon and you are back to normal.1
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Happy Christmas PIP! Have a lovely, relaxing, happy, day
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
Thank you @ladyholly and @doingitanyway ❤️
The eye is looking much better today and the eye ache is lessened, albeit with multiple painkillers.
Happy Christmas and big love to all the scientists etc over the centuries who have got us to the point where we can buy safe painkillers over the counter for 35p, I am consistently grateful
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
Happy Christmas 🎄Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.762 -
Happy Christmas 🎄
Hope Santa came?! 😉 and the eye is still more comfortable than it was before x
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 23 books of target 52 in 2026 as @ 28th March.
Produce tracker: £59 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Wishing you a merry Christmas 🎄 I hope your celebrations are as calm or as lively as you would like.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Thanks @KajiKita, eye is much improved and Santa was very kind, including bringing The Other Valley by Scott Alexander Howard which I am engrossed in
Thank you @Baileys_Babe, a lovely time was had and now a very lazy time is being had! Baileys was and will be involved of course 😁 Hope you had a good one 🥂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Could any of my clever clogs pals help me out with a crossword clue please...
A pub, in general, supplies drink (5)
_ _ _ _ Ehttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Could it poss be 'binge' which is hidden in the clue? Though it isn't absolutely synonymous with 'drink' as a definition.
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!1 -
I was thinking binge too. Does it fit with the way the writer thinks?1
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