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An in-between phase
Comments
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A happy Christmas and all good wishes for fantastic progress on your build.I hope your eye improves very soon and you are back to normal.1
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Happy Christmas PIP! Have a lovely, relaxing, happy, day
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
Thank you @ladyholly and @doingitanyway ❤️
The eye is looking much better today and the eye ache is lessened, albeit with multiple painkillers.
Happy Christmas and big love to all the scientists etc over the centuries who have got us to the point where we can buy safe painkillers over the counter for 35p, I am consistently grateful
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Happy Christmas 🎄Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.991 -
Happy Christmas 🎄
Hope Santa came?! 😉 and the eye is still more comfortable than it was before x
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Wishing you a merry Christmas 🎄 I hope your celebrations are as calm or as lively as you would like.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0
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