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An in-between phase

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  • PennysIntoPounds
    PennysIntoPounds Posts: 5,282 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Just what we didn't need, apparently Rachel Reeves will be announcing in the budget that they won't be giving discounts for heat pumps. That means we'd have to find another over 10k to meet our planning permission requirements.
    We're already looking at moving in without a kitchen as we simply can't afford one. If we have to find money for a heat pump to even be legally permitted to have this house then we are f*cked.
    I am absolutely fuming.

  • beanielou
    beanielou Posts: 97,215 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just what we didn't need, apparently Rachel Reeves will be announcing in the budget that they won't be giving discounts for heat pumps. That means we'd have to find another over 10k to meet our planning permission requirements.
    We're already looking at moving in without a kitchen as we simply can't afford one. If we have to find money for a heat pump to even be legally permitted to have this house then we are f*cked.
    I am absolutely fuming.

    Oh no.  😢 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

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  • Slowdown
    Slowdown Posts: 639 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    😂😂😂 Living the cottage dream! Errrr….
    semi at the end of a tube line. 
  • kayannie
    kayannie Posts: 584 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Just what we didn't need, apparently Rachel Reeves will be announcing in the budget that they won't be giving discounts for heat pumps. That means we'd have to find another over 10k to meet our planning permission requirements.
    We're already looking at moving in without a kitchen as we simply can't afford one. If we have to find money for a heat pump to even be legally permitted to have this house then we are f*cked.
    I am absolutely fuming.

    Would you consider a second hand kitchen? There are often some going free or very cheap on FB marketplace. A friend of mine found one, only a few years old that came with the white goods too. Completely free, although my friend insisted on giving them something.
    KA xx
  • badmemory
    badmemory Posts: 10,155 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I would wait until the actual budget.  There are a couple of newspapers that have been printing articles as if they know what is going to happen & if they were all true we would be paying over 100% of our income in tax.  All designed to wind people up.
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,282 Forumite
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    That's an idea @kayannie, thanks, I'll bear it in mind

    You're right of course @badmemory, I'm just feeling like we get constantly kicked from all directions for having such ridiculous aspirations like 'a home'.
    Will try to get a grip and woman-up, but not today, too tired
  • EssexHebridean
    EssexHebridean Posts: 25,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Definitely try not to worry to much about the budget until it actually happens - not only do the media seem to be suggesting all sorts of things with little foundation, even she doesn’t seem to be able to make up her mind at the moment! 

    Delighted to see there are some right-minded people here relating to views of filthy marzipan. 
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  • PennysIntoPounds
    PennysIntoPounds Posts: 5,282 Forumite
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    Been up since 330am worrying about heat pump subsidy withdrawal. And everything.

    Vinted sale
    Aim: £6137
    Got: £2

    Survey
    Admin
    Tidying
    Comping

    Early morning walk in the pre dawn gloaming, got the free papers

    Vinted listing
    Receipt survey
    Entered some competitions

    Later walk getting essentials

    Half wussy situps

    Did some online Christmas shopping

    Very very tired now but have to make an appearance at drinks with our MND widowed friend. Will be nice to see the gang and is fortunately just over the road

    Hope everyone has a safe and cosy Friday night 
  • KajiKita
    KajiKita Posts: 8,802 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I totally sympathise with the anxiety about the budget. The ‘trails’ of what R from accounts is going to do seems to have been going on for months! 🙄 I’m absolutely fed up with it. TBH, I’m trying to mostly ignore it …

    Hoping you have a nice time with friends tonight and that’s an effective distraction and mind clearer that will allow a good night’s sleep, as it sounds like you need it. Hugs x

    KK
    As at 15.11.25:
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    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

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