An in-between phase

PennysIntoPounds

Usuals

Small survey cashout, shares to usual pots.
Pip money, majority to dental/emergency pot, some skimmed off for other pots

Aim £677.61
Got £16.46

Steps dropping off vinted sales

Couple of receipt surveys
Couple of surveys 

Build admin. Everything about it is depressing me.

Pub.

Dinner is pasta with mum's ratatouille 🥂

beanielou

Boo to the build admin. 

PennysIntoPounds

Indeed @beanielou. Still, hopefully we'll win enough to buy a house in North London on the PBs tomorrow 🤞

KajiKita

Sending hugs for the build admin and 🤞🤞🤞🤞🤞 for the PBs 😉

KK

doingitanyway

Good luck for the PBs. I wish I still held a decent amount in PBs it gave the start of the month the joy of hope! 
Ooh I fancy mum's ratatouille

PennysIntoPounds

Thanks @KajiKita. It all gets a bit much sometimes, especially when I should quite clearly be left alone to hibernate!

🤞 @doingitanyway. Time to start your emergency pot in the PBs 😁 
I will be gutted to move away from mum and my area, all this worry and cost to move further away 🙄 Still, we soldier, or at least shuffle, on 

doingitanyway

PennysIntoPounds said:

🤞 @doingitanyway. Time to start your emergency pot in the PBs 😁 
I will be gutted to move away from mum and my area, all this worry and cost to move further away 🙄 Still, we soldier, or at least shuffle, on 

I keep my EF in PBs but to win healthily on a regular basis you need to be holding tens of thousands I find. And even then you need to be lucky 

Blackcats

PennysIntoPounds said:

Indeed @beanielou. Still, hopefully we'll win enough to buy a house in North London on the PBs tomorrow 🤞

Better still you win enough to buy you and your mum houses in South London 😉

PennysIntoPounds

Gotta be in it to win it @doingitanyway 😁🤞

I think I've said before, don't know if it's true, but apparently if you buy your PBs in bulk there seems to be better return on them, so of course the more you have the more chances you have, but if you get up to e.g. £500, £1000 etc etc, withdrawing to an interest paying account for a month then buying them back in bulk might be worth it if you can be bothered. Probably doesn't make that much difference if you can't!

PennysIntoPounds

Blackcats said:

PennysIntoPounds said:

Indeed @beanielou. Still, hopefully we'll win enough to buy a house in North London on the PBs tomorrow 🤞

Better still you win enough to buy you and your mum houses in South London 😉

😂 I'm dreaming big @Blackcats, I want to be within walking distance of a manky tube to be crammed up against all the sweaty coughy wrong un's 😁
Anyway my mum would never move Sarf, she came from there and she ain't going back!