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An in-between phase
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I love both sending & receiving handwritten letters. Am a member of the 'Handwritten Letter Appreciation Society'.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2 -
I like to call writing on here 'catching up on my correspondence'. As though I am a regency lady with a writing desk.5
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I love thisWelshmansDaughter said:I like to call writing on here 'catching up on my correspondence'. As though I am a regency lady with a writing desk.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
LOVING that you and your friend still write actual letters to each other! (Also loving the writing desk idea - and in a shock twist, I actually have one!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
I am happy to be part of the writing letters gang too

If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Build admin
Survey cashout, shares to usual pots
PB money, shares to usual pots
Usuals
Steps getting olio pasta, and selling a small pile of silver bits, so thats the rest of groceries money I owe mum and a few more quid in the flat pot.
Mr PIP has also been able to put some in so
Aim £3871.58
Got £127.58
Build admin, spent all afternoon arguing with a particularly dense part of the council, though it's a fiercely fought competition
I am so tired, it is amazingly draining having to endure other people's stupidity
Going to mums for spag bol for dinner 😊https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 60
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
Enjoy your tea.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I would love to handwrite letters but as my writing is awful and getting worse as I get older no one would be able to read them. I sometimes struggle to read my own shopping list.

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That's why I type my shopping lists now. I could only take a couple times of not being able to tell what an item on the list was!ladyholly said:I would love to handwrite letters but as my writing is awful and getting worse as I get older no one would be able to read them. I sometimes struggle to read my own shopping list.

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I use my phone for shopping lists for the same reason! Also means I can easily add to it when I think of something.1
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