An in-between phase

PennysIntoPounds

Admin
Tidying
Comping

Build nagging
Three receipt surveys

Had a FBM sale so two more of the tens in the build bill pot done, two to go (then £1900)

Vinted listings and updates

Shower and hairwash using free toiletries

Steps dropping off a vinted sale and getting the free paper for the crossword

Got free laundry scent sample in post

Had vinted money come through so the other two tens done. Now to ponder the £1900...

Prepped a pasta bake as my friend is coming round for dinner

Waiting on an olioer to collect a free listing then it's glass of wine time!

Hope everyone is having a nice Friday 🥂

PennysIntoPounds

Usuals

Walk around the manor to get the last of the morning sun

Flat clean

Free exercise of half wussy situps

Prepped cheesy potatoes

Steps going to local with camra discount so we can do some financial planning i.e. stare bewildered amd frightened at the long list of huge costs.

Worked out what we can cover if we spend every pence we have and new aim is £2250 of which we have £165.77. There are of course many other bills of much bigger numbers but we're trying to break it down into still unmanageable but slightly less scary chunks so we don't cry

Aim: £2084.23. Don't want to be c*cky but I'm fairly sure I can raise the 23p bit, and that's two whole of the digits sorted 💪

in_need_of_direction

Stretch yourself and aim for 24p

PennysIntoPounds

Thank you for your belief in me @in_need_of_direction, I will try not to let you down 🙏

WinterWarrior

I’m sure you could do 25p 😅 Check the bottom of your bag! 

PennysIntoPounds

Thanks @WinterWarrior 😁 No change in the bottom of my bag, any loose money immediately goes in the wallet to offset a cost, or the jar for paying mum when she gets us something on her online delivery shop! No-one ever sits on the sofa in outdoor trousers either so there'll be none down the back of that 

WinterWarrior

That’s a shame, maybe you’ll find some dropped street pennies. I rarely have opportunity to pay cash, so I still have birthday money from July!  Edited to say I realise 2 months isn’t loads of time, but for me it is 🤭 if I could spend it on line it would be gone! 

Blackcats

Set £4.23 as your target and that's 3 digits and you have crossed over the decimal point into the big money zone.  Seriously though the building process and funding the build seems very tough.  But you are underway and that's brilliant.  Roughly how long til we are all coming round for your house warming?

PennysIntoPounds

Always good to have a wee bit of cash about the home/person @WinterWarrior

I will see if any surveys can be cashed out on in the next couple of days @Blackcats. If you're fancying a gathering then it's more likely to be mob with pitchforks and torches outside the supposed mortgage lender rather than a house warming do atm! Never thought I'd be so desperate to owe a ton of money with over 6% interest on it!

PennysIntoPounds

September Aims

Much the same as before, get money into the build pot, Christmas pot and current account

Keep on top of steps and f&v

Would be good to eat down some of the random stuff in the cupboards and will save a few quid

Try to find the right balance between saving money and enjoying pub trips and seeing friends

Keep up the listings work and persevere with surveys