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An in-between phase

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  • dawnybabes
    dawnybabes Posts: 3,454 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh no, that’s not good, sending very gentle hugs x 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • foxgloves
    foxgloves Posts: 12,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aww, rest in peace PiP's Aunty.
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,627 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thank you all for your kind comments.

    There wasn't much I could do today other than get on with it so I got on with:

    Build admin (well, consulting the list and reminding Mr PIP which aspects needed chasing today)

    Admin
    Tidying
    Comping

    Few receipt surveys
    Spec work

    45 minute walk getting olio bread rolls and the free paper and dropping it round to mums.
    Laundry

    25 minute walk getting aldi wine of the week, a nice shiraz reduced to £3.99.
    Found three masking tapes, two sparkly stress balls that can go in boot sale pile, and a rose toiletries set

    Half wussy situps

    Several small surveys.
    Our next build bill aim whilst still arguing with broker/valuer and thus no mortgage in sight, is £1955.40.
    I have achieved the 40p component.


    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 49

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • beanielou
    beanielou Posts: 96,127 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on the 40p. Every little helps!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This blooming build seems to be all pay out for little or no progress 😞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • doingitanyway
    doingitanyway Posts: 10,183 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Well done for keeping on keeping on...

    Just wondering, when the build goes ahead will you be walking distance from your mum's?

    A Shiraz for 3.99 is amazing value. I wish I was closer to an a sm. I used to order their wine when they delivered and they are good
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,627 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I keep trying to tell myself that @beanielou! The rose toiletries will come in handy for Christmas stockings and gift extras too so very pleased with that find, a few future quid saved

    Aye @Sun_Addict. And if when we get this build mortgage we'll be paying over 6% interest on it, and we really, really, really need it

    Thanks @doingitanyway.
    Sadly we won't be in walking distance from mum, which is an extra heartache as we're going through all this immense stress and paying (borrowing) all this money but the truth is we're happy here, I love being able to see and support my only immediate family member, this is my community I grew up in and have people around I've known for years and trust and know would help me out and vice versa, and I really resent not being able to afford to live in my own home area.
    Mustn't grumble, that's how life is, and we're grateful to have the opportunity to hopefully achieve having a small house in London which we would never be able to afford if we weren't building it, but all the same, it's difficult to remember that sometimes, when we feel like we're anxious and skint for the cause of moving when we don't even want to move.
    Hopefully it'll all come good 🙏🤞
    Can confirm the shiraz is delicious, it's got that slight violet undertone taste you get with great reds so if you happen to be passing near an A sm before Monday, get involved 🥂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 49

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • Sun_Addict
    Sun_Addict Posts: 24,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Our local A never have the good wine deals, just an empty space where they should be 😞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,627 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Ours usually fly off the shelf/display box and never get replaced @Sun_Addict, was surprised any of these were left. That can be the start of your retirement routine, going to A's of a Monday to see what delicious wine bargains are to be had!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 49

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
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