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An in-between phase
Comments
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19 degrees and drizzle for most of the day here. Not a great combination for those of us with wild curls. I had a bit of a hagrid look going until I fought it into a bun.
I hope you survive Tuesday Pip! Plenty of fluids afterwards!Debts 04/01/25 01/06/26
Natwest X2 £14,122.71 -
Barclaycard - £9,800
Lloyds CC £6,112.60 £3,795
1st Direct CC £176.03 £0
CC total £20,411.34 £13,595
OD £1100 £0
Car loan £4,000 £3,200
1st Direct Loan £10,684.44 £6,110
Total £36,195.78 £22,905
EF £2,100
HF £168.491 -
Water bottles are allowed as long as they're see-through or have no labels on @ladyholly, we have to patrol and take the wrappings off!
I haven't heard of it happening for normal exams @KajiKita but these are mocks so probably better for them to learn to suffer in advance 😂 Poor things, will definitely be keeping an extra eye on wellbeing
Cheers @Slowdown, think I'm just going to have to suffer with the rest of them and schedule drinking the fizz I got for my birthday in the garden as soon as I get home 😁
Thanks @rachmac3! Well I guess it's good you don't have London's 30 degree close heat today as my hair is suffering, my skin is suffering, and my wildlife documentary t*ts are definitely suffering 😂
Really enjoying Glasto, do have a gander on iplayer (or listen on catch up on BBC Sounds) if you love music. I know there are lots of different, and valid, thoughts about the beeb and licence fee but for me it is one of the brightest jewels in this country's crown, and no-one in the world equals it for this sort of coverage.
Sang along to Rod Stewart and cried quite a lot!
Raving to Prodigy and cried for Firestarter. Very proud of the lads, and everyone involved in the event 😊🥂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Yeh, the Firestarter tribute gave me the bumps ❤️ Very well done.
KKAs at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2026 as @ 24th June.
Produce tracker: £152 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Happy Monday everyone 😂
Today's bundle of build joy has been finding out someone should have submitted the community levy info to the council ages ago. So we'll have to pay approx 1k as a late fee and find an extra approx 11k for the actual cost. And it'll delay the mortgage offer. Which we need to pay the builders and all the many big bills.
Better go raise that 1k then!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
22 degrees and dry! Thanks Pip and everyone else who contributed a bit of their weather ☺️Debts 04/01/25 01/06/26
Natwest X2 £14,122.71 -
Barclaycard - £9,800
Lloyds CC £6,112.60 £3,795
1st Direct CC £176.03 £0
CC total £20,411.34 £13,595
OD £1100 £0
Car loan £4,000 £3,200
1st Direct Loan £10,684.44 £6,110
Total £36,195.78 £22,905
EF £2,100
HF £168.490 -
Bloody hell, PiP....is there anyone in your neck of the woods who is actually competent?
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Jeez. That’s grim.PennysIntoPounds said:If you need any more after @ladyholly has wafted her weather towards you, you can very much have some of mine @rachmac3. I am doing double invigilating on Tues. In 33 degree heat. In a sun trap greenhouse sports hall. With hundreds of people in it. Pray for Pip 😂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.1 -
Most welcome @rachmac3 😁🥂
We did have one good contractor for a very specific thing @foxgloves and emailed him afterwards asking on the off-chance was he qualified in anything else 😂
Got told today that school has given in and postponed tomorrow's exams @beanielou, for which I'm sure all are grateful!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Usuals
Lots of build admin
Few surveys
Shower and hairwash
30 minute carpet walk
Finished a book, Mr Mercedes by Stephen King. Possibly the most stressful book I have ever read. I will of course be reading the other two in the trilogy
Small walk going to dental hygienist, all fine
Dinner is leftover splodge with pasta and cheesehttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Glad to hear that you have not been cooked while invigilating.0
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