We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
An in-between phase
Comments
-
Gallivant now @doingitanyway, don't put it off! (Especially until January, the most ungallivanty month of the year)https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 49
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
You are so right. There is a finite amount of gallivanting time. I will begin in the morning...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Happy Sunday campers! Feeling a bit overwhelmed with how much there is to do today and this week and in general (especially in 33 degree heat this week!) but I am adopting a 'Can do' attitude and aiming to absolutely smash it.
Have done half wussy situps before it got too hot and had a small walk, admittedly to buy unnutritious brunch but steps are steps!
Hope everyone has a marvellous one ☀️https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 49
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r64 -
Saw mum for a cuppa, took her recycling down as her neighbour is away, printed an official letter
Small walk dropping off a vinted sale and getting mum milk
Small clean of next door as they're away and have mice
30 minute walk getting a family friend to witness signing of a build form for land registry
20 minute walk taking some cuttings to a pub pal who's just moved house, rude not to have a couple of (camra discount) beers while there
Think we're going to have to pay sainsers local prices for dinner which is a little annoying but we can only face cheese and salad in this heat!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 49
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
If you're struggling with the sun/heat feel free to send a bit of it to my valley. I'd very much like to spend the day sorting the garden tomorrow. Thanks in advance!
😆Debts 04/01/25 01/09/25
Tesco CC £6,509.97 £5,930 (now NatWest2)
NatWest CC £7,612.74 £6,905
Lloyds CC £6,112.60 £4,943.12
1st Direct CC £176.03 £6.68
CC total £20,411.34 £17,784.80TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,005
Total £36,195.78 £30,789.80
EF £5000 -
If you need any more after @ladyholly has wafted her weather towards you, you can very much have some of mine @rachmac3. I am doing double invigilating on Tues. In 33 degree heat. In a sun trap greenhouse sports hall. With hundreds of people in it. Pray for Pip 😂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 49
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Goog grief PIP. I hope they allow you and the students to have drinks to hand.When I did my GCEs many moons ago they were testing sonic booms prior to Concorde having its first flight.0
-
Surely they should postpone exams in those conditions?!
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Hmm. That’s an interesting thought. 🤔 Under what conditions would they think about cancelling exams?Perhaps nothing short of alien invasion (imagine little green men or those already residing on the planet if you wish) since the whole covid exam fiasco whatnot.I do think that PiP (the person) needs a PiPP (Personal Intervention PiP Plan) should it all get too much. Perhaps a small cool bag with chilled winey/beery/softie drinks, an ice pack and a head band like John McEnroe’s to catch the PiP Drips on the forehead.
Good luck 🍀1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards