We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
An in-between phase
Comments
-
Gallivant now @doingitanyway, don't put it off! (Especially until January, the most ungallivanty month of the year)https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
You are so right. There is a finite amount of gallivanting time. I will begin in the morning...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Happy Sunday campers! Feeling a bit overwhelmed with how much there is to do today and this week and in general (especially in 33 degree heat this week!) but I am adopting a 'Can do' attitude and aiming to absolutely smash it.
Have done half wussy situps before it got too hot and had a small walk, admittedly to buy unnutritious brunch but steps are steps!
Hope everyone has a marvellous one ☀️https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Saw mum for a cuppa, took her recycling down as her neighbour is away, printed an official letter
Small walk dropping off a vinted sale and getting mum milk
Small clean of next door as they're away and have mice
30 minute walk getting a family friend to witness signing of a build form for land registry
20 minute walk taking some cuttings to a pub pal who's just moved house, rude not to have a couple of (camra discount) beers while there
Think we're going to have to pay sainsers local prices for dinner which is a little annoying but we can only face cheese and salad in this heat!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
If you're struggling with the sun/heat feel free to send a bit of it to my valley. I'd very much like to spend the day sorting the garden tomorrow. Thanks in advance!
😆Debts 04/01/25 02/02/26
Natwest2 £6,509.97 £5,100
NatWest CC £7,612.74 £6,535
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £3.53
CC total £20,411.34 £16,088.53
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7,655
Total £36,195.78 £27,743.53
EF £1,100.13
HF £101.430 -
If you need any more after @ladyholly has wafted her weather towards you, you can very much have some of mine @rachmac3. I am doing double invigilating on Tues. In 33 degree heat. In a sun trap greenhouse sports hall. With hundreds of people in it. Pray for Pip 😂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Goog grief PIP. I hope they allow you and the students to have drinks to hand.When I did my GCEs many moons ago they were testing sonic booms prior to Concorde having its first flight.0
-
Surely they should postpone exams in those conditions?!
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Hmm. That’s an interesting thought. 🤔 Under what conditions would they think about cancelling exams?Perhaps nothing short of alien invasion (imagine little green men or those already residing on the planet if you wish) since the whole covid exam fiasco whatnot.I do think that PiP (the person) needs a PiPP (Personal Intervention PiP Plan) should it all get too much. Perhaps a small cool bag with chilled winey/beery/softie drinks, an ice pack and a head band like John McEnroe’s to catch the PiP Drips on the forehead.
Good luck 🍀1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards