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An in-between phase

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,239 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Gallivant now @doingitanyway, don't put it off! (Especially until January, the most ungallivanty month of the year)
  • doingitanyway
    doingitanyway Posts: 9,861 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    You are so right. There is a finite amount of gallivanting time. I will begin in the morning...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,239 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Happy Sunday campers! Feeling a bit overwhelmed with how much there is to do today and this week and in general (especially in 33 degree heat this week!) but I am adopting a 'Can do' attitude and aiming to absolutely smash it.

    Have done half wussy situps before it got too hot and had a small walk, admittedly to buy unnutritious brunch but steps are steps!

    Hope everyone has a marvellous one ☀️
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,239 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Saw mum for a cuppa, took her recycling down as her neighbour is away, printed an official letter

    Small walk dropping off a vinted sale and getting mum milk

    Small clean of next door as they're away and have mice

    30 minute walk getting a family friend to witness signing of a build form for land registry

    20 minute walk taking some cuttings to a pub pal who's just moved house, rude not to have a couple of (camra discount) beers while there

    Think we're going to have to pay sainsers local prices for dinner which is a little annoying but we can only face cheese and salad in this heat!
  • rachmac3
    rachmac3 Posts: 304 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    If you're struggling with the sun/heat feel free to send a bit of it to my valley. I'd very much like to spend the day sorting the garden tomorrow. Thanks in advance!
    😆

    Debts                 04/01/25        01/07/25   

    Tesco CC          £6,509.97       £5,945.00 
    NatWest CC      £7,612.74      £7,155.00
    Lloyds CC          £6,112.60      £5,215.00
    1st Direct CC     £176.03         £4.50
    CC total             £20,411.34   £18,319.50
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,451.62
    Total                  £36,195.78   £32,021.12
    EF £300.00
  • ladyholly
    ladyholly Posts: 3,905 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    rachmac3 said:
    If you're struggling with the sun/heat feel free to send a bit of it to my valley. I'd very much like to spend the day sorting the garden tomorrow. Thanks in advance!
    😆
    You can have all ours.

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,239 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    If you need any more after @ladyholly has wafted her weather towards you, you can very much have some of mine @rachmac3. I am doing double invigilating on Tues. In 33 degree heat. In a sun trap greenhouse sports hall. With hundreds of people in it. Pray for Pip 😂
  • ladyholly
    ladyholly Posts: 3,905 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Goog grief PIP. I hope they allow you and the students to have drinks to hand.

    When I did my GCEs many moons ago they were testing sonic booms prior to Concorde having its first flight.
  • KajiKita
    KajiKita Posts: 7,437 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Surely they should postpone exams in those conditions?!

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Slowdown
    Slowdown Posts: 615 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hmm. That’s an interesting thought. 🤔 Under what conditions would they think about cancelling exams? 
    Perhaps nothing short of alien invasion (imagine little green men or those already residing on the planet if you wish) since the whole covid exam fiasco whatnot. 
    I do think that PiP (the person) needs a PiPP (Personal Intervention PiP Plan) should it all get too much. Perhaps a small cool bag with chilled winey/beery/softie drinks, an ice pack and a head band like John McEnroe’s to catch the PiP Drips on the forehead.
    Good luck 🍀 

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