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An in-between phase
Comments
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I love veggie Bol over bakers with cheese … 🤩
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Half wussy situps
Usuals
Three surveys
Cuppa with mum who dropped off the free paper for the crossword. Down to one mince pie left, will it be gone by the end of winter? (This is what passes for a cliffhanger on my diary 😁)
Sorted out a box of inherited crockery
25 minute carpet walk
£5 from vinted so sent £4 to flat pot and a quid commission for me 😂
I appear to have won a free takeaway pizza so hopefully that's what we're having for dinner!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
ooh free pizza, hope it is true. I know its not a year of beer, but still immediate pleasure at least.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo1 -
We are all waiting to hear about the pizza. I do hope it is especially nice. Although a free one is always better than one you have to pay for.0
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Free pizza sounds great. Let's hope a few more wins are on their way to you.
can't believe I actually, nearly know an influencer. 🤩1 -
I expect the many years of beer and wine are being delayed in delivery as they simply cannot fit in the post office depot what with my backlog of hampers @redofromstart
The pizza was good @badmemory! Glad the voucher code worked as you never know with these things
🤞 @Blackcats
I certainly earned my free products doing my influencer shift trying to get an angle for the picture you have to post, that didn't show any of the rest of the falling apart bathroom 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Well done on the vinted sales and Pizza win
Love winning free food! DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest0 -
Cheers @LadyWithAPlan, mostly just sales for two or three quid but it's all money in the flat pot!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Usuals
25 minute walk dropping off a vinted sale and getting bits to take to our friends tonight
Entered some competitions, today I'm mostly looking forward to winning 3k in shopping vouchers
Flat clean with Mr PIP
Receipt survey
Mum needed a new microwave so said she'd buy our unused one for mates rates if we took the old one away so we did that exchange
Setting out shortly to stay with our friends for the night and see their new house, and dinner will be aubergine, tomato, and feta, not cooked by us, nom!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Have a lovely evening. PiP x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0
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