We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

An in-between phase

1202203205207208506

Comments

  • KajiKita
    KajiKita Posts: 8,445 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    A productive day 😊
    Hope the grand parcel opening was fun 😊🤩

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • EssexHebridean
    EssexHebridean Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love it when a parcel arrives at a convenient time! 

    Looking forward to hearing all about the comp win parcel contents! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,905 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    It was most lovely, thank you @KajiKita 😊

    The comp win unveiled wonderful goodies @EssexHebridean, what a thoroughly grand bit of luck. Going to struggle to use any of them, too special 😁

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 57

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • beanielou
    beanielou Posts: 96,679 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thinking of you. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,905 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thanks @beanielou mate 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 57

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • KajiKita
    KajiKita Posts: 8,445 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sending hugs x
    Hearing anything about this must pull it all up again for you. Hoping the beer washed some of it away ❤️

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sun_Addict
    Sun_Addict Posts: 24,406 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh that sounds dire about your dad, so sorry you’re having to go through this. I do hope something positive comes out of it. 

    On a lighter note I thought of you when I was on my holibobs when I saw a woman dressed as Snow White having a crafty cigarette on a bench with a bearded bloke in a skin tight sequinned red mini dress. As you do 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Blackcats
    Blackcats Posts: 4,007 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Though it can never be right to have to spend years on a complaint about the care of a loved one I hope that you can start to feel that official processes have concluded and hopefully changes have been implemented.

    @Sun_Addict - what with the amazing sunsets and Snow White and her chum you certainly saw some memorable sights on holiday.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.