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An in-between phase
Comments
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Hooray, parcel came mid morning so I didn't have to wait in all day
Tidying
Admin
Comping
Couple of receipt surveys
25 minute walk fabrics recycling, found a book on Edwardian Scotland which looks intriguing
Bits from mums
An additional unexpected parcel just after I got back, phew!
Potted some plant cuttings
Three quarters wussy situps
A few ebay listings. My word it is tedious!
A somewhat grumpy 20 minute carpet walk reading book for ziffit 😁
Vinted listing
Couple of small surveys
Mum is coming round for the grand opening of the comp win parcel(s!) then dinner is leftover lasagne
Hope everyone's week has started well
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
A productive day 😊
Hope the grand parcel opening was fun 😊🤩
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Love it when a parcel arrives at a convenient time!
Looking forward to hearing all about the comp win parcel contents!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
It was most lovely, thank you @KajiKita 😊
The comp win unveiled wonderful goodies @EssexHebridean, what a thoroughly grand bit of luck. Going to struggle to use any of them, too special 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Very achey today.
Tidying
Admin
Laundry with Mr PIPs help
25 minute walk getting bits from Aldi. We're having pizza for dinner but it is the cheapest big one and I did get peppers to put on it
Bits from mums
Couple of receipt surveys
Survey
Comping
Got paid for a job so share to tax pot
Entered some competitions, today I'm mostly looking forward to winning a case of wine but I'd also like £250 to put in the flat pot
Had a call with the health ombudsman who are finalising their investigation into my dad's death. Hospital has offered £650 and ombudsman has advised that this is appropriate on their scale of injustice.
Obviously doesn't feel appropriate to me but I do respect that there are severe limitations on what the ombudsman can do and tbh I'm surprised they got any admittance of wrongdoing let alone money out of this godawful health trust.
They've said that changes have been implemented from my complaint that has been dragging on for three bloody years, so hopefully me pursuing it even though it's been f***ing horrible has prevented others from experiencing it.
So that's all been a bit harrowing.
Gone to the pub to have a quiet beer in the rain and process and reflect and raise a glass to my Da.
(Used Camra discount.)
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Thinking of you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks @beanielou matehttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Sending hugs x
Hearing anything about this must pull it all up again for you. Hoping the beer washed some of it away ❤️
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Oh that sounds dire about your dad, so sorry you’re having to go through this. I do hope something positive comes out of it.On a lighter note I thought of you when I was on my holibobs when I saw a woman dressed as Snow White having a crafty cigarette on a bench with a bearded bloke in a skin tight sequinned red mini dress. As you do 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Though it can never be right to have to spend years on a complaint about the care of a loved one I hope that you can start to feel that official processes have concluded and hopefully changes have been implemented.
@Sun_Addict - what with the amazing sunsets and Snow White and her chum you certainly saw some memorable sights on holiday.
2
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