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An in-between phase

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  • KajiKita
    KajiKita Posts: 7,555 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    A productive day 😊
    Hope the grand parcel opening was fun 😊🤩

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 37 books of target 52 in 2025, as @ 23rd July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love it when a parcel arrives at a convenient time! 

    Looking forward to hearing all about the comp win parcel contents! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,306 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    It was most lovely, thank you @KajiKita 😊

    The comp win unveiled wonderful goodies @EssexHebridean, what a thoroughly grand bit of luck. Going to struggle to use any of them, too special 😁

  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thinking of you. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,555 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sending hugs x
    Hearing anything about this must pull it all up again for you. Hoping the beer washed some of it away ❤️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 37 books of target 52 in 2025, as @ 23rd July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sun_Addict
    Sun_Addict Posts: 23,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh that sounds dire about your dad, so sorry you’re having to go through this. I do hope something positive comes out of it. 

    On a lighter note I thought of you when I was on my holibobs when I saw a woman dressed as Snow White having a crafty cigarette on a bench with a bearded bloke in a skin tight sequinned red mini dress. As you do 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Blackcats
    Blackcats Posts: 3,872 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Though it can never be right to have to spend years on a complaint about the care of a loved one I hope that you can start to feel that official processes have concluded and hopefully changes have been implemented.

    @Sun_Addict - what with the amazing sunsets and Snow White and her chum you certainly saw some memorable sights on holiday.
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