📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

An in-between phase

1155156158160161475

Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,534 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 2 May 2024 at 4:43PM
    Ha it'll certainly be interesting @Sun_Addict and @WinterWarrior, I have no knowledge of it so no pre-conceived ideas, might be insightful, might be insane

    Ooh what book are you reading for book club @Watty1

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,534 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Admin
    Tidying
    Mad dash to vote before waiting in for Meters Man regarding mum's ludicrously high bill estimate

    Survey
    More admin
    Free mini hand cream from a promotion

    Laundry
    Comping
    Receipt survey

    Meters Man was here for nearly two hours, fingers crossed it's all sorted because the amount they're saying is extortionate and it was horrible seeing her so distressed

    Half wussy situps

    Insta comps with a cuppa and biscuits

    15 minute carpet walk reading

    Flat tidy and dinner stuff ready for when mum gets back this evening

    Have completely crashed now, so going to read under a blanket and try not to fall asleep!

  • EssexHebridean
    EssexHebridean Posts: 24,472 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LPA signing. Get all other parties to sign but not date. Date whole form in all relevant places once the final signature is obtained? Pretty sure that’s how Mum did hers! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sun_Addict
    Sun_Addict Posts: 24,178 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It’s rained all afternoon here after a beautiful day yesterday. I was sat in short sleeves in the garden yesterday, what a difference! 

    Sounds like you’ve had a productive day 🙂

    Most charity shops will take unsaleable clothes as rags if need be, they weigh them in. I can’t believe these people that just dump stuff in the street, what makes them think it’s ok 😡
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,534 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Glad you enjoyed summer @Sun_Addict, happy autumn! 😁
    I know, I really don't understand the mentality. They're kids clothes as well, what lessons are they being taught. And you'd think someone with children would know how helpful it is to pass stuff on or be able to get it cheaper from a charity shop. It's not shabby stuff at all. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,534 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Won £275 on the premium bonds! 🎉

    Such a relief as doing the dental hygienist appointment before we move would be a big hit to my monthly budget, and while I could and would have covered it I'd still have been a skint and grumpy PIP! Thank you Ernie, love you

    So I already had £25 from the comp win towards the appt so if I allocate the £75 that should cover it and leave change unless they've hiked their prices even higher again

    Mum birthday has been covered with £50 from the comp win and if it's an extra tenner or so that can come out of normal budget

    Going to keep £100 aside for stocking up on things from Mr PIP's manor before the move, as it's so much more convenient for various shops there (hate it when South London beats North London 😂). Probably too much allocation but want to be able to get mum stuff in from there too and things do add up, and the current account won't refuse a few spare quid if it's left over

    So £100 left, will see if Mr PIP needs it towards costs for man and van or getting the council to collect fridge freezer, and if he's got that covered then it'll go to LISA and flat pot

  • Sun_Addict
    Sun_Addict Posts: 24,178 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow that’s fantastic 🥳 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • KajiKita
    KajiKita Posts: 7,990 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oh what wonderful timing! Just what you needed. So pleased for you 🎉🥳😊❤️👏

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • foxgloves
    foxgloves Posts: 12,684 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oooh, well done PiP! You do seem to be on a winning streak recently. 
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.7kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.