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An in-between phase
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I give you permission to go back to bed! I have!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks @WinterWarrior and @beanielou, for different but equally valuable motivational talks 😁
Laundry got dun
30 minute walk, friend's plants watered, got a few more bottles of the £5.99 reduced to £3.49 wine
Resisted going to meet Mr PIP and a best friend for a post work drink which is a shame but can't justify paying peak fares for a quick beer at the moment
Hoovered flat
All the bits and bobs things off today's to-do list
Half wussy situps
15 minute carpet walk
Cleaned bathroom
Comping
20 minute carpet walk
Rather ran out of energy so stuffed my face with biscuits
Sorted out the cupboard of potential sales items, put together a bag for charity shop, put a few listings on Olio Sale section
Will try to muster the energy for a 20 minute carpet walk shortly
Dinner, when Mr PIP gets back, is leftover cupboard sauce with extra onion, with pasta and cheese and salad leaves on the side
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May Aims
This may look rather similar to April's MSE list 😁
Everything feels so busy at the moment and has not been helped by joints being particularly bad for a large part of the month, and I think despite it sounding counterintuitive, because there's so little work around I try to do everything and feel in a bit of a tizz, whereas if I know there's some money coming in I don't feel so shoddy letting minor things slide.
Overall, move house at the end of the month without losing the plot, and while some spending will occur, make sure not to go 'b*gger it' because of tiredness/busyness
Before then:
Mum birthday: would be good to get as much as possible of another £50-£60 quid in the pot for a meal out
Allocation of tax pot money when it becomes available
Set date for my LPAs signing. Do they not understand how difficult it is for five/six adults to be in the same place at the same time?!
Print in advance, make signing order list that I vaguely understand unlike the one in their guidance. Get acceptable evidence to request discount on fees
Big Jobs:
Switch my phone to Mr PIP's old phone
Wipe and sell iPad
Learn how to sew a button back onto my coat
Research selling a fancy bottle of wine Mr PIP has, and if it seems too stressful, drink it
Do any Vinteds
Do any Ziffits
Do any ebays
Try to fit in and save towards dental hygienist appointment before moving as it's near Mr PIPs
Any unlikely spare money to LISA/flat pot
Do NOT get too behind on steps and end the month pacing the carpet like a grumpy tiger for days 😁
Going to be a bit of a pricey month with mum's birthday, hygienist, and moving matters.
So main MSE focus is saving any money for those and getting any sales especially ebays done before we move
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Just catching up on the boards. Good luck with the May plans.
Re the caravan idea, I thought I would hate it but went to look at some small static vans during my relationship ending troubles and loved them. i was surprised at that but they were great and the even more surprising thing to me was that the agent would buy them back for around half the purchase price. I was thinking of one to save rent. In the end I didn't do it but it did focus my mind on how I would be happy living. Maybe don't write off until you have explored the idea? Also you will not have intentionally made yourself homeless so if you approach the council and say you are about to be made homeless at the end of the 2 years, then put yourself on the housing list, evicting you from your caravan is harder. The only caution is that putting a caravan on land you own upsets planners - a lot - and makes it less likely they will approve plans (but then they are hardly falling over themselves to do just that so you might consider that a risk worth taking).Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
That's interesting, thanks @Watty1. Will def ponder should we need to1
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Happy new month all!
Well the main news today is Mr PIP and I took ourselves by surprise and went and played badminton in the park this morning.
I say 'played', we do a gentle rally but I'm still feeling smug despite us being fairly rubbish- it's still exercise going to retrieve the shuttlecock 😁
Survey
Admin
Tidying
Survey
Got my £100 from comp win, 50 to mum birthday pot, 25 flat pot, 25 hygienist pot
Other money jiggerypokery, all in order
Shower and hairwash
Comping
20 minute walk getting bits from Aldi
Found 2p
30 minute walk after work for beers and catch ups
Dinner is leftover slices of our anniversary takeaway pizza from the freezer and salad leaves
And Mr PIP found this book on the tube yesterday so looking forward to reading that, something a bit different
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Have we all gone mad by Jerome Booth
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Happy May, hope it goes well for you 🙂 Tgat book certainly looks different!I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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It might be heavy going, but I look forward to hearing what you think 😅 The world of work certainly suppresses debate to a certain extent…think outside the box, but not too far outside 😅Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
That book looks interesting, I found myself about to google it and then stopped, I have a pile of unread books and just a week to read book club book which is getting mixed reviews from the girls in the group so far .and I really do need to read it so moving on swiftly from that ...Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2
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