📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

An in-between phase

Options
1121122124126127459

Comments

  • Thanks all! Big yes to the outfits and pipe accessory @redofromstart and @WinterWarrior
  • Neglected to post yesterday as was out meeting our family friends for flat chat, but the main mse things were:

    I've run out of cleanser which is annoying as I thought I had some. Was probably being money saving. Cheapest is Amazon with free prime trial, am considering pros and cons

    Dropped off a vinted sale

    Used £5 M&S voucher towards a bottle of wine for mothers day

    Got the last bottle of red reduced to 3.99 from 6.79 in Aldi

    Was told to have a super Tuesday by a woman dressed as a unicorn. Looking forward to Tuesday

    Discussed with Mr PIP and will still put £100 from Ernie in flat pot but divert £100 to new HMRC NI pot. Pizza night fund is staying!

    Got Quidco money. £30 for mothers day, £1 stamps. Had a rethink and will send the remaining £5.95 to NI pot rather than current account

    Got £10 surveys payout, £8 to flat pot, £2 to tax pot (grr)

    Sent £11 from old tax pot to stamps budget

    And happily our family friends don't need us to pay if there's a gap of 1-2 months before we move in (should it all occur) so the remaining £200.07 from old tax pot can go to NI pot, minus £20 to current account for beers with Mr PIP as it's my money I earned in the first place and I'm allowing a small nice thing!

  • South_coast
    South_coast Posts: 5,865 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Was told to have a super Tuesday by a woman dressed as a unicorn. Looking forward to Tuesday
    🤣🤣🤣       
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Sun_Addict
    Sun_Addict Posts: 24,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m glad some funds are being spent on fun stuff. 

    Told to have a super Tuesday by a woman dressed as a unicorn on  a Saturday 🤔 That sounds like a too much cheese dream 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • No such thing as too much cheese @Sun_Addict! Besides, it was on Friday, therefore, um, making it much more plausible 😂 
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,339 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 9 March 2024 at 10:56PM
    Saturday's doings:

    Admin comping tidying
    Coop survey
    Olio croissant for breakfast

    Found cleanser!
    Will need to consider the amazon postage issue soon as it does seem to be consistently cheaper there than shops I have reasonable access to, but the most important thing is I don't have to do financial mental gymnastics now

    Entered some competitions, today I'm mostly looking forward to winning 2k in store vouchers but I'd also like to win the slightly odd comp of two nights in Oxford, two nights in Cambridge, with Barbour jacket and wellies, with a travel voucher

    Small hoover. Still loving the Shark so much

    Sent money from old tax pot to NI pot (minus £20, to current account for beers with Mr PIP). With interest the 7p had gone up to 82p, it all adds up!

    Survey on buses (my opinions were not favourable)

    Item on Vinted

    20 minute walk with Mr PIP getting bits

    20 minute walk with Mr PIP for a couple of beers and catching up

    Dinner was pasta and mum's vegetable splodge

    Looking forward to spending time with mum tomorrow, and enjoying the exhibition and take-away together

    Sending hugs and fortitude to anyone who needs it tomorrow for whatever reason if mother's day is a sad or trying one x

  • KajiKita
    KajiKita Posts: 7,641 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I’m intrigued to see what happens on Unicorn Tuesday …. 🤔

    I”ve totally given up on Am@zon - now that I don’t have Pr1me (cancelled it when the subscription rocketed up last year) all the postage is astronomical! 😳 Yaay for finding the cleanser 😊

    Still 🤞🤞 for your friends’ arrangements working out ….

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • joedenise
    joedenise Posts: 17,673 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I find Prime is still good value for me as we also use the Prime Video quite often so it's not just the postage.  Also some of the free books on the 1st of the month are worth reading too.  
  • PB money has been sent to flat pot and NI pot (minus pizza fund)

    That's all the money shuffles from the Big March Budget done, so revised aims/to-do's are now, in no particular order:

    -Mothers day fares and takeaway

    -Saving for NI pot

    -Being extra cheap this month

    -Vinteds

    -Ziffits

    -Doing on any small jobs available

    -Pizza night

    -M&S voucher remainder evening in

    -eBay bits

    -Car boot sale

    -1k LISA alongside flat pot

    -Sort LPAs once new tax year

    -Buy stamps before increase

    -Wait for the deluge of hampers etc that have clearly been delayed in the post to arrive 😁


  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    joedenise said:
    I find Prime is still good value for me as we also use the Prime Video quite often so it's not just the postage.  Also some of the free books on the 1st of the month are worth reading too.  
    Same for me. We both use the video and both take advantage of the free postage a lot. I also have a regular order for coffee beans and the cats Dreamies are cheaper (and they go through them so fast!), so it definitely pays for me. I also use the trick quite often of sending a big bar of chocolate with a gift message instead of a birthday card…when you add in the cost of a card and postage it is quite a bit cheaper and they get chocolate 😁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.