📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Senior Wonder Years!

Options
1575860626377

Comments

  • SuzeQStan
    SuzeQStan Posts: 1,704 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    edited 19 September 2024 at 9:54AM
    Generally, feeling a failure across a whole spectrum of things at the moment. 
    Hope you’re ok
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Thanks. Feeling ok after a a good sleep. I think I spent too much time yesterday reading about rich and successful people lol! I was reading about someone who was moaning about have to pay a £160000 a year service charge on his £175 million apartment in London! Made my few thousand look a bit pathetic lol. I think I’m over it this morning.
  • srn
    srn Posts: 118 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    You should not feel a failure.  It takes huge courage and determination to work out what you are going to do with your retirement and you are still pretty new to this, as am I.  I also have an inkling that we will think we have it all worked and something will change, life does that. 

    Regarding vast wealth, I can't imagine anything worse.  Having to deal with the responsibility of it and everything that that entails would be awful.  You only need enough money for you and that equals happiness.

    Personally it has taken me 65 years to realise that that the grass isn't greener on the other side of the fence after a lifetime of moving around.  I am finally content in my little corner, long may it last.
  • Clowance
    Clowance Posts: 1,901 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    and dont forget the pleasure and education we all get from reading your posts Baron-Dale. Your retirement is to do what you yourself want to do after a lifetime of work, comparison with others is never a good idea. 
  • Katiehound
    Katiehound Posts: 8,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 19 September 2024 at 9:54AM
    Generally, feeling a failure across a whole spectrum of things at the moment. 
    Maybe you need to make yourself a realistic bucket list?

    Write a gratitude diary

    I have to say I got very early retirement and was able to do something I had always wanted- go to art college!
    I also worked as a volunteer for a national animal charity- loved doing that & working on the stand at Crufts.
    Or even small things like doing what I want... when I want, and not be tied to the clock

    Just read this on another thread:
    Charlie Chaplin  

    "You'll never find a rainbow if you're looking down."

    Onwards & upwards
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
  • @Katiehound Many thanks for your response. I am not one for bucket lists. For me they would become stressful chore. I did not actually retire early. I stopped full time at 58 and worked the next 7 years at varying amounts of part-time from 0.8 to 0.4.

    @helensbiggestfan. I agree with the idea about a country house. I maybe would go for a house in SW London as well lol. However, I rarely if ever visit London now (I was born there ). It has no interest for me at all these days.
  • Savvy_Sue
    Savvy_Sue Posts: 47,359 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    srn said:

    Regarding vast wealth, I can't imagine anything worse.  Having to deal with the responsibility of it and everything that that entails would be awful.  You only need enough money for you and that equals happiness.

    You are quite right: I had a well-off friend at University who said they really struggled with the responsibility of the money they had (which of course most of us did not). They didn't think their parents would ever criticise them for any life choices they made, but they just felt they had to use the money which had been made available to them (I think partly through inheritance) wisely. I don't think that feeling ever left them, even when they married and had children of their own! 
    Signature removed for peace of mind
  • Arthurian
    Arthurian Posts: 829 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Your life seems great.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,449 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 19 September 2024 at 9:54AM
    You have been through a major life change, giving up work and retiring. It’s not unusual to have some worries and doubts. I’ve felt similar myself, but things do settle down. Cut yourself some slack @[Deleted User] just do what makes you happy not what you feel you should be doing according to others / convention 😉
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.