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The Senior Wonder Years!
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[Deleted User] said:Generally, feeling a failure across a whole spectrum of things at the moment.Lancashire
PV 5.04kWp SW facing
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Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.1 -
Thanks. Feeling ok after a a good sleep. I think I spent too much time yesterday reading about rich and successful people lol! I was reading about someone who was moaning about have to pay a £160000 a year service charge on his £175 million apartment in London! Made my few thousand look a bit pathetic lol. I think I’m over it this morning.
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You should not feel a failure. It takes huge courage and determination to work out what you are going to do with your retirement and you are still pretty new to this, as am I. I also have an inkling that we will think we have it all worked and something will change, life does that.Regarding vast wealth, I can't imagine anything worse. Having to deal with the responsibility of it and everything that that entails would be awful. You only need enough money for you and that equals happiness.Personally it has taken me 65 years to realise that that the grass isn't greener on the other side of the fence after a lifetime of moving around. I am finally content in my little corner, long may it last.4
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and dont forget the pleasure and education we all get from reading your posts Baron-Dale. Your retirement is to do what you yourself want to do after a lifetime of work, comparison with others is never a good idea.2
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[Deleted User] said:Generally, feeling a failure across a whole spectrum of things at the moment.
Write a gratitude diary
I have to say I got very early retirement and was able to do something I had always wanted- go to art college!
I also worked as a volunteer for a national animal charity- loved doing that & working on the stand at Crufts.
Or even small things like doing what I want... when I want, and not be tied to the clock
Just read this on another thread:
Charlie Chaplin"You'll never find a rainbow if you're looking down."
Onwards & upwardsBeing polite and pleasant doesn't cost anything!
-Stash bust:in 2022:337
Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82
2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
Knits:6covers,4hats,10mitts,2 bootees.
Crotchet:61angels, 229cards=453 £158.55profit!!!
2025 3dduvets4 -
[Deleted User] said:Thanks. Feeling ok after a a good sleep. I think I spent too much time yesterday reading about rich and successful people lol! I was reading about someone who was moaning about have to pay a £160000 a year service charge on his £175 million apartment in London! Made my few thousand look a bit pathetic lol. I think I’m over it this morning.There will always be people better looking, richer, more accomplished than me but I don't care. I have discovered the secret to true contentment is to simply be happy in my skin and not to measure myself against others.Like srn points out the early days of retirement can be a huge adjustment. Even people who are desperate to retire can be taken aback when it actually happens. It can take a while to "find" yourself.Two books I recommend....
"Ikigai: The Japanese Secret to a Long and Happy Life"."The Little Book of Lykke/Lagom: The Swedish Art of Balanced Living".I too enjoy your posts but I do sometimes think you judge yourself rather harshly. We don't need to be perfect, good enough is good enough.Had a fantastic day yesterday. It was my youngest sons 38th birthday. Had all the family here to celebrate. I cooked up a storm and we even got to spend time in the garden when the sun finally showed its face.Who needs a £175m appt in London. Probably no outside space and even if it did have a roof terrace the air is sometimes not fit to breathe. My sister, who has asthma, lived in London for a while and often ended up in hospital with breathing difficulties. No thanks.If I had that kind of money I would buy a nice country house for a fraction of the price. Then if I wanted to spend time in London now and again I would book a presidential suite in the Dorchester. 😁.6 -
@Katiehound Many thanks for your response. I am not one for bucket lists. For me they would become stressful chore. I did not actually retire early. I stopped full time at 58 and worked the next 7 years at varying amounts of part-time from 0.8 to 0.4.
@helensbiggestfan. I agree with the idea about a country house. I maybe would go for a house in SW London as well lol. However, I rarely if ever visit London now (I was born there ). It has no interest for me at all these days.2 -
srn said:Regarding vast wealth, I can't imagine anything worse. Having to deal with the responsibility of it and everything that that entails would be awful. You only need enough money for you and that equals happiness.Signature removed for peace of mind1
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Your life seems great.
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You have been through a major life change, giving up work and retiring. It’s not unusual to have some worries and doubts. I’ve felt similar myself, but things do settle down. Cut yourself some slack @[Deleted User] just do what makes you happy not what you feel you should be doing according to others / convention 😉
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12
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