FLOTSAM and JETSAM
We all use the phrase 'Flotsam and Jetsam' to mean all sorts of odds and sods but the words have specific legal meanings. When a boat is sinking, any cargo which floats off into the water as a consequence is Flotsam. Any items jettisoned by the crew in an attempt to save lives or the vessel is Jetsam. As the items are jettisoned any claims of ownership are relinquished. Items which float free as the vessels founders remain part of the cargo and must be returned to the owners.
So who is floating along without a paddle, drifting this way and that on the waves? Who has chosen to 'jump ship' and set out on a different course or has your employer or a former loved one decided to jettison? We all have times of uncertainty, feeling rudderless and without a much needed anchor. Debt repayments can seem never ending, our chosen career ends up being a job that we don't even know why we started and we can get stuck in a situation that is not of our making. Just trying not to drown amidst life's storms, we try to keep our heads above water, not sure which direction we're going in.
In our desire to avoid change we cling to old relationships, jobs, bad habits which may no longer suit us. Loss of income, a job, break-ups, a health scare (lots of those around atm) make us feel vulnerable and often we plod doggedly in the same old pathways because we can't break the pattern. AS I think Deputy Dawg used to say "Just a cotton picking minute". We need to pause, take a deep breath and work out the best course for ourselves and our loved ones.
Ninja Saving Turtles are generally swimming against the tide of consumerism, paying off debt, saving for the future or just existing on a small fixed income. We treat money seriously but celebrate our achievements, commiserate with and support those who are struggling and have a lot of fun along the way. From the stroke of midnight tonight (31st May) until the end of June we will be engaging in the
JUNE CHALLENGE - FLOTSAM and JETSAM
F Finances first - pay to your debt or savings, live on what is left.
Fifteen No Spend Days (fuel or travel pass, medical needs including hospital parking and any ys purchases are exempt).
L Look at things differently. You can't change other people/ some situations so you need to change the way you think about it, make an escape plan or improve it
Little Bit Better - If you are stuck in a situation which can't be changed short-term, work out small things you can do now to make it bearable, less boring, fun
O Opportunities to make more money - overtime, second (or third jobs), surveys for vouchers - not available to most of us so make the most of them if you can
Opportunities to save - mending and repairing, re-purposing, growing your own veg, making hm gifts/ cards/ bags/ stationery items, cs purchases
T Take control of the things you can control, recognise what isn't within your control (you are not responsible for the behaviour of other people)
Think about your needs, what you need to happen - anything that supports you and your health and timetable it (don't drop it because you're busy)
S Self-care - eat, drink water, exercise, unwind (add pampering and anything else you might need - there are many forms of self-care)
Summer is coming - even if you're having a staycation, plan a few treats (plus factor 30+, bite cream, sunhats and glasses, a well stocked first aid kit)
A Always take time to enjoy the moment - observe, enjoy, laugh, smile, be happy, have fun. The little things are really the big things
At the end of the month we will be half way through this calendar year. Think about this month, and the second half of the year
M Meal plan. The food budget is still mostly within our control (even though prices are unpredictable but not coming down). Use what you have, make it yourself
More than meal planning - lots of things work better if you plan them. Just having a list of all the odd jobs that need doing means you can make use of odd minutes
and
J Just do it. Stop procrastinating. Just make a start and remember Just because you can't do all of it, doesn't mean you can't do some of it
Jettison the things that no longer serve you
E Eat your veggies
Eat those frogs
T Take care of your health, it will pay off in the long term (and will make it's presence felt if you ignore it)
Take things slowly. Rushing at things and overdoing it is unsustainable
S Sleep (DS3's suggestion)
Stay hydrated (DS3 says it needs it's own bullet point)
A Always check in (daily if possible)
Always be grateful for what you have
M Mini Missions - think of 3 things in your life that need sorting out, pick one to work on (it can be as small as a drawer that sticks or is overflowing to a project or preparing to return to study - explore courses/ funding/ time you need to set aside)
Many people are having a tough time, be kind, give what you can (time,money, kindness
We're aware that dates on the forum are not currently showing correctly, and that mobile users may see some extra spacing between threads. Please bear with us while we get this fixed.
We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly, and that mobile users may see some extra spacing between threads. Please bear with us while we get this fixed, and see Site Feedback for updates.
NST June 2023 Flotsam and Jetsam

grandmanerd
Posts: 1,194 Forumite

NST June 2023
8
Comments
-
Reserved for Contenders
1 grandmanerd
2 Toni'sfriend
3 Idee2111
4 Shrewbie
5 ditty1234
6 FlowerPot
7 apple-muncher
8 Starlight-at-Sea
9 Shineyhappy
10 lianne1984
11 Pauper1
12 f0xh0les
13 beanielou
14 DawnW
15 Esmerelda2662
16
17
18 Thrifty-Taylor3 -
Me please, Grandmanerd, xxxHave adventures. laugh a lot and always be kind.3
-
Can you add me too please xNST 🐢 & MFW 🤸
MFD was: Jun 2040 MFD aim: April 2025
FINAL BIG PUSH…
Savings target for March 2025: £14,200/£14,1803 -
Me please @grandmanerd, thank you!! This resonates with me more than you know!!Student loan £5655
House deposit €23,583K/€40k3 -
Hi can I please join.Isa help to buy: 400/3000 13%
Emergency fund: 100/1000 10%
HMRC tax payments: 0/388 due before Jan 31, which I think I can do.3 -
hello i would like to join in too please x
♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ Dr Joe Dispenza ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 132 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐3 -
Oooh, a fab challenge, as ever, grandmanerd. Thank you! Please add meNST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!3
-
Thank you so much @grandmanerd and apologies to all turtles that I forgot it was the 1st of June creeping up on us tomorrow!!!! I'll happily put forward for July's, just all give me a nudge in the final week 🫣5
-
Could I try this please? I need to keep on track at the moment.Debt Free - done
Mortgage Free - done
Building up the pension pot5 -
I would love to get involved in this this month pleaseFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs5
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.3K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.4K Spending & Discounts
- 240.9K Work, Benefits & Business
- 617.1K Mortgages, Homes & Bills
- 175.6K Life & Family
- 254.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards