Now for a healthier, wealthier me

LittleMissDetermined

Good morning, all seems back to normal for me now, with no and low spends so I am delighted with that, I need to get back on the savings wagon and boost my coffers once more.  I'm out tonight for a few hours but I'm driving so will be low spends.  I am aiming for 16 NSDs in December. 

Today's PAD included £5 to the sabbatical as usual. Yesterday was the bigd payment day with the mortgage payment being taken. 

I'm now at the point where I can let myself feel festive...  the wrapping is all done, my cards are winging their way across the UK with Royal Mail and I just have 2 parcels to post containing gifts which I will do at the weekend. I have plans with friends for the next 3 weekends, Christmas markets and exchanging gifts. 

The countdown is officially on! 
LMD x

LittleMissDetermined

Hi all, I hope you're all having a decent week? It's blinkin' cold this morning...I just can't seem to warm up! I have to go out later too as I need to go and have my flu jab, which I am not looking forward to  

Today will be a NSD for me, and I spent a grand total of £16 last night when I went out so that wasn't bad at all considering I ended up being out for almost 5 hours   

Today's PAD was all to savings and included some change, £5 to the sabbatical, and £67 to the sealed pot from my dice rolls this morning. I am impressed wit how the sealed pot is doing already, we are only 6 weeks in.

Right I'm off to make a coffee, just for the purposes of warming my hands! 
LMD x

LittleMissDetermined

Good morning and a happy Monday to you all. I am very aware I have been MIA for a few days, and this was due to my day off and then it being absolutely manic at home and in real life in general.  All OK now though and I hope normal service can resume. 

It was a no spend weekend for me, however at the end of last week I did get my office furniture so I am all 'set up for success' now. I hope so anyway, I am pleased so far and it makes it a much nicer space to be in. Savings have of course had to fund this so I will try and remember to update my signature accordingly.

Today's PAD included the £5 to the sabbatical which goes out like clockwork plus a few direct debits. It's not a NSD for me today as I have a nail appointment later and I'm off to meet a friend for coffee after work. My nails are overdue and I have been putting it off but they are awful now and it has to be done. 

Not really much else happening, we have a very busy week ahead, I am out every night this week and on Saturday so there won't be a NSD for a while now...Next week is set to be much quieter though so hopefully I can catch up as I have a target of 16 this month. 

Thats it from me today 
LMD x

Makingabobor2

Gosh I can tell you are a lot younger than me...out every night!!  LOL.  I can't even stand going out for 1 night....lol.  I am normally in my PJs just after dinner, around 7.30pm and in bed with a good book by 9.  Make the most of it, I used to love it about 20-30 years ago, but would have to be a really good theatre trip or something to entice me out in the evenings now. 

LittleMissDetermined

Makingabobor2 said:

Gosh I can tell you are a lot younger than me...out every night!!  LOL.  I can't even stand going out for 1 night....lol.  I am normally in my PJs just after dinner, around 7.30pm and in bed with a good book by 9.  Make the most of it, I used to love it about 20-30 years ago, but would have to be a really good theatre trip or something to entice me out in the evenings now. 

Probably not so much! It's just how this week has fallen unfortunately. I didn't end up spending last night so that was a bonus   It's delivering Christmas gifts and pre Christmas catch ups that's filled this week. 
Also, my evenings aren't nights out on the lash or even late ones. The latest I will goto bed this week is 11    In other months I would have tried to spread it out but I'd quite like next week to remain plan free! 

LittleMissDetermined

I know I usually say the weeks go fast, but how is it only Tuesday? I was so busy yesterday it feels like I have done a weeks' work already...

So, I didn't spend any money last night which was a bonus, but not a NSD as I had my nails done beforehand - oh well!  Today I am out this evening again, but driving so should be a low spend, I'm hoping for less than £10 to be honest.

Today's PAD included £5 to the sabbatical as usual, I'm going to use my left over savings to top up my sinking finds and then amend my signature... it's essentially the same thing so that makes sense to me. 

Nothing else to report really
Hope you have wonderful days
LMD x

Makingabobor2

LittleMissDetermined said:

Makingabobor2 said:

Gosh I can tell you are a lot younger than me...out every night!!  LOL.  I can't even stand going out for 1 night....lol.  I am normally in my PJs just after dinner, around 7.30pm and in bed with a good book by 9.  Make the most of it, I used to love it about 20-30 years ago, but would have to be a really good theatre trip or something to entice me out in the evenings now. 

Probably not so much! It's just how this week has fallen unfortunately. I didn't end up spending last night so that was a bonus   It's delivering Christmas gifts and pre Christmas catch ups that's filled this week. 
Also, my evenings aren't nights out on the lash or even late ones. The latest I will goto bed this week is 11    In other months I would have tried to spread it out but I'd quite like next week to remain plan free! 

11pm!!!  Wow, far too late for me....lol.  We go to bed at 9 these days. Anything good on TV after 9, gets watched on catch up another day.   DH gets up at 6 for work and we like to read for a bit before we go to sleep.  If I haven't turned the light out by 10, I don't feel I have had enough sleep.  When we go on holiday, I get completely thrown out of my routine.  
And I bet you are a good 10 years or more younger than me....lol

LittleMissDetermined

Ooh it was a late one last night, I didn't go to bed til after midnight! I could do with some matchsticks for my eyes this morning, I'm pooped out!

No rest for the wicked though, although there's a bonus about tonight's event...I paid for it in advance so it will be a NSD for me after all! Yay! It also starts at 6 so I am hoping to be back home by 9:30

Finance wise, the PAD today was £5 to the sabbatical and a bit of change into the sealed pot. All quiet in the accounts at the moment which I suppose is a good thing, especially on the approach to Christmas. 

That's all from me, I hope you're all doing OK this week
LMD x

LittleMissDetermined

Back again...

The fact that it's Wednesday completely slipped my mind... rolling the dice and £43 has now been sent to the sealed pot 

Great start to the day eh?

LittleMissDetermined

Good morning and happy Friday! I know I was absent again yesterday but that’s just because it was my day off and we were busy putting up the Christmas decorations.

Today there’s not much going on. I’m off to the cinema this evening, and although I’m going out, I did actually buy my tickets earlier in the week so I think this will be a NSD after all! 😊

In terms of money, my PAD is just the usual £5 to the sabbatical fund today.

Hope you all have great days and wonderful weekends ahead!

LMD x