We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Now for a healthier, wealthier me
Comments
-
[Deleted User] said:Your savings seem to be improving very steadily. Well Done!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
-
Good morning and a hap-hap-happy Friday to you all! I had a GREAT night's sleep last night and I'm feeling much better (FInally!) I'm off to stay with my sister this evening and then we are doing soe shppig on Saturday. Today is a no spend day for me though.
My PAD was just £5 to the sabbatical, taking it to £2030 nowhere near where it needs to be yet but it's getting there and I don't really think about it any more.
That's it from me, spending cash is still in tact and it's pay day on Wednesday so Im on the count down!
Have wonderful weekends
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Glad your feeling better 😊
The office furniture sounds like a quality of life thing to me. Always worth doing those. I think you work from home quite a bit so you will get a lot of benefit from it?KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Good morning and happy Monday! I'm very late this morning but I have been in back to back meetings so far today so it's been a bit chaotic.
Absolutely @KajiKita, I have not been in the office since May so my home office is where I spend most of my week. It's gotten a bit forgotten and occasionally feels like a dumping ground so to get it sorted will definitely improve my mental wellbeing. I've decided on what I want, I will just wait for the weekend in case I can get a bargain.
The weekend was quite spendy, well Saturday was! I boxed off the very last Christmas present (a big one, for my dad) so now the gifts are all ready to be wrapped at the weekend, the cards will be posted on Sunday.
Today will not be a NSD as we have had to pay for some treatment for the dog at the vets, it seems he has had an allergic reaction to something and he's got some cream and one of those plastic cones...he's looking very sorry for himself and keeps catching the cone on the doorframes. He came to find me when hubby brought him home from the vets as if to show me what they'd done to him!
So, finances... I get paid on Wednesday so not long to go. I've added to he sealed pot and the sabbatical this morning, a total of £40.98 - not too shabby!
I only have a 2-day week this week so I am feeling good about thatLooking forward to a girly shopping weekend.
Have great days!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Oh dear, poor doglet, they always do hate the come of shame … I hope the allergy settles quickly for him.🎉🥳🤩😊 for the two day week!! 😉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Always amazes me how much you can put to your sabbatical and sealed pot. You are so organised.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
.
Studies/surveys August £14.50
Decluttering items 777
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Ooh the vet costs won’t be cheap no doubt LMD. They’re worth every penny though aren’t they!?Well done on the continuing building of savings27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51
-
KajiKita said:Oh dear, poor doglet, they always do hate the come of shame … I hope the allergy settles quickly for him.🎉🥳🤩😊 for the two day week!! 😉
KK
Makingabobor2 said:Always amazes me how much you can put to your sabbatical and sealed pot. You are so organised.AntoMac said:Ooh the vet costs won’t be cheap no doubt LMD. They’re worth every penny though aren’t they!?Well done on the continuing building of savingsLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Happy Tuesday (my Friday) everyone
It's another wintery day, cold and windy here but the sun is trying to make an appearance. I am hoping for dry weather for my shopping trip and or the travel too, I don't like driving in the rain.
So, today's not a NSD as I am out tonight and then I'm away from tomorrow for the rest of the month. Therefore I've not reached my target. Never mind
Today's PAD is £5 to the sabbatical, pay day tomorrow though so more will be saved then I promise!
That's all from me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Oh my goodness what a week I have had! It has been spendy so I will be updating my signature shortly but it was wonderful. The spa day was excellent and we have already booked the same for next year.
I did treat myself (extravagantly) to a bag with a tree logo as I had planned to do. There was £200 off it in the Black Friday sale so I am happy with that. We won't go into detail of just how much it actually cost. But if you know the tree logo then you'll understand.
Back to work with a bump today and I am already on my second coffee... It seems email wait for no (wo)man and I have stacks of them to get through this morning.
It's a NSD for me today though, as was yesterday. I will hopefully get a few more in this week too. The PAD today was £1230.04 to various places and included the usual £5 to the sabbatical fund.
Hope you've all had great weekends and are doing OK
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards