Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Now for a healthier, wealthier me
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I had the NW email as well.....extremely gratefulMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Myself and DH qualify so thats a nice £200 surprise3
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Looks like my DH won't get it as he only has a current account and the savings accounts are in my name....that was a silly idea wasn't it?? LOLoutoftheviciouscircle said:Myself and DH qualify so thats a nice £200 surpriseMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Oh thats naff, I thinks its only because we have a current account and mortgage with themMakingabobor2 said:
Looks like my DH won't get it as he only has a current account and the savings accounts are in my name....that was a silly idea wasn't it?? LOLoutoftheviciouscircle said:Myself and DH qualify so thats a nice £200 surpriseTotal debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%1 -
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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That's a bit pantsMakingabobor2 said:
Looks like my DH won't get it as he only has a current account and the savings accounts are in my name....that was a silly idea wasn't it?? LOLoutoftheviciouscircle said:Myself and DH qualify so thats a nice £200 surpriseLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
It is isn't it? But I read the T&C's and it says you have to have both a current acc & savings acc. Think we'll get him a savings acc opened as according to a news article I read, this is something NW may do again. Wondering if its there way of stopping people doing bank switching....so pay people to stay loyalLittleMissDetermined said:
That's a bit pantsMakingabobor2 said:
Looks like my DH won't get it as he only has a current account and the savings accounts are in my name....that was a silly idea wasn't it?? LOLoutoftheviciouscircle said:Myself and DH qualify so thats a nice £200 surpriseMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Hi all and happy Saturday. Today I’m off out with my sister and my dad (he was delighted at the £100 NW news) and later we will be looking at booking the holiday.A spendy day for me, amusements at the coast, fish and chips and if the weather is nice enough maybe some ice cream. Hope the weather delivers as forecasted.
My PAD today is £3 to the EF… 6 days to pay day.That’s all from me
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Have a lovely day at the coast🍦I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Yesterday was lovely and we had fabulous weather. I didn’t spend as much as I had budgeted so that was a bonus.
Our holiday is booked for August to Tenerife. We had the accommodation since before Covid so we just needed to book flights. It will be something to look forward to.
This mornings PAD is £3 to the EF. I’ll be adding to the cash envelopes and sealed pot later as I have cash on me.
Im at a crafting event later today where we will be making glass, very much looking forward to that too, it’s been booked for ages.
Busy day for me, hope you all have a good day
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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