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Now for a healthier, wealthier me

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  • I’m hoping the weather improves too but it isn’t looking likely! 😂
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Today doesn't look as bad as the forecast predicted, at least not so far... there's still time for it to change. The street party at my dad's starts at 1pm so this morning my sister and I are off to take the dog out somewhere new (to him) so he can relish in the sniffing haha. 

    I have made my PAD this morning of £3 to the EF and as we have everything we need for today it will be a NSD.  There's nothing to cash out from anywhere so it's all quiet on the finance front. True to form, I didn't get around to sorting the insurances, so that's something I need to prioritise now.

    Whatever your plans are today, I hope you have a good one!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Sun_Addict
    Sun_Addict Posts: 24,075 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy the street party 🎉
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy coronation day. Enjoy the street party!
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • Good morning! Yesterday was fun, despite being very wet. :) I even had a little street party bingo win of £20! I've added that to my sealed pot this morning. 

    My PAD also includes £4 to the EF as it rounds down my balance.  Today won't be a NSD as I am off to an event with my sister and my cousin. Plus it's my dad's birthday this month and I spoke to him yesterday to find out what he would like as a gift so I have ordered that this morning. 

    Not sure standing around in the rain was the best idea for this cold, I'm feeling it this morning - but I didn't want to miss out on the celebrations. 

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Well, this weekend is whizzing by and I can't believe we are back to work tomorrow already. I didn't sleep very well last night, probably because I'm not at home.  It was a low spend day yesterday, today will be more as we are out for a birthday do tonight. Will be back on the NSDs from tomorrow. 

    Nothing else to update on financially, my PAD was £3 to the EF :)
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning, it's been very busy for me so far with early client calls but I'm just having a break and a cuppa. It's finally another NSD for me today (whoop) and I hope to get a few more this week. 

    Today's PAD was £32, made up from the daily £3 to EF, a Prolific payment to the sealed pot and £21 in my cash envelope for this week. Feeling quite good about that. 

    I'm shattered after this weekends festivities and family time (as is the dog) so this week will be very quiet in comparison.
    Hope you all had a lovely long weekend
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Hello, I still seem to be recovering from the lack of sleep at the weekend. My eyes are very sore and I'm super-tired, think it will be an early night for me this evening.  I have a really busy week at work, so there won't be much time for spending which is a good thing.  Today is NSD number 6 for May and I have sent £3 to the EF as my PAD.

    Nothing much going on with Prolific, and I have sent a message to ZipZero about my accumulated funds as I thought they would have started becoming available by now and still nothing... I have £120 in there so it's not insignificant!

    That's it from me - have a good one everybody
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Makingabobor2
    Makingabobor2 Posts: 4,220 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    A PAD to the EF sounds like a good idea. It will build up really quickly with just a few ££ a day. 
    What's ZipZero? Not heard of that
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • A PAD to the EF sounds like a good idea. It will build up really quickly with just a few ££ a day. 
    What's ZipZero? Not heard of that

    The EF needs to get re-built so that's where my PADs will go for now, with survey money being sent to the sealed pot.  

    ZipZero is a receipt snapping app which I've used for a fair few years now. The payouts are made to your bills instead of to your paypal or any vouchers. 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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