We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Now for a healthier, wealthier me
Comments
-
Hi all, back to the grindstone today with meetings from 8:30… A busy day means it will pass quickly so it's not all bad.
This morning started with a couple of prolific studies and I was able to cash out £13 so that's been sent to the sealed pot and I've sent another £3 to the EF I still have £4 pending and there's also £1 winging it's way to my Paypal from WeAre8. Today will be another NSD for me, no spending plans until Sunday hopefully.
I have started a new notebook for journaling and will be tracking my finances, I had one for debt busting and enjoyed doing it so I hope this will work in the same way. Anything to keep me focused is a good thing :)
That's all from me today
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Have a good day. It is all about staying focused u
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
I love your focus! Have a good day!Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
1 - DFD: September 1st 2023[/b]
-
Morning!! Hope everyone is doing well. So, after starting my new notebook I started youtubing bullet journaling ideas and I have expanded this to incorporate habits, goals and will be using this every day to keep me on track for everything really. I'm a bit of a stationery geek so I have lots of pens and colours to make it unique
Anyhoo, today's PAD was £4 to the Emergency Fund, taking that to £30. Not much, but this month I have to pay the insurances so I've not got as much to play with to be frank. I know it all adds up over time anyway so I'm not really concerned.
Today will be a NSD for me, I have nowhere to be and chores to do after work.
Have a fabulous day
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714 -
I had £33 in cash in my purse, but won't need it this week so I have added it to my 33rd cash envelope. My aim with these envelopes is to fill all 52 before 26th October when the sealed pot gets opened so I can include it in my total. There may be some weeks where I can't add any so I would rather fill them whilst I can.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
That's a great total you have already LMD! Surprising how quickly it all adds up!
I have the same challenge in my budget book, May look to doing this myself next year.
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
2 -
ooh i like the look of this challenge, might remeber this for next year, but try something now for this year with some envelopes!
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Nothing to stop you guys jumping in part way through, some have started but can’t commit to finishing. It’s all about saving what we can when we can xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
-
Good morning and happy Friday! I am ready for the weekend, even though it has been a short week, this cold is lingering on and refuses to let me have a good night's kip.
Today I've sent £5 to the EF and £2 (from surveys) to the sealed pot as the WeAre8 payment hit my paypal account and with the leftover prolific pennies in there it pushed it over the £2 mark. I never transfer my paypal pennies haha.
Today will be a NSD for me, I am travelling to see family for the weekend and we will be celebrating the coronation at my dad's house/street where we grew up. It will be great apart from the weather forecast (Typical!) I don't hold much hope for weight loss this week with party food and drinking but I'll be back on it once I am home. Looking ahead, there may be some spending on Sunday and Monday, but again, not much.
I still need to get on with sorting the insurances, I keep putting it off as it's so tedious... A job for my lunch break I think.
Hope you all have a lovely Friday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
HAve a lovely weekend and enjoy being with your family, im hoping the weather dries up for everyone tomorrow x
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards