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Now for a healthier, wealthier me

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  • Hi all, back to the grindstone today with meetings from 8:30… A busy day means it will pass quickly so it's not all bad.

    This morning started with a couple of prolific studies and I was able to cash out £13 so that's been sent to the sealed pot and I've sent another £3 to the EF I still have £4 pending and there's also £1 winging it's way to my Paypal from WeAre8. Today will be another NSD for me, no spending plans until Sunday hopefully.

    I have started a new notebook for journaling and will be tracking my finances, I had one for debt busting and enjoyed doing it so I hope this will work in the same way. Anything to keep me focused is a good thing :)

    That's all from me today

    LMD x

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Makingabobor2
    Makingabobor2 Posts: 4,218 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Have a good day. It is all about staying focused u

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I love your focus! Have a good day!
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • Morning!! Hope everyone is doing well.  So, after starting my new notebook I started youtubing bullet journaling ideas and I have expanded this to incorporate habits, goals and will be using this every day to keep me on track for everything really.  I'm a bit of a stationery geek so I have lots of pens and colours to make it unique :) 

    Anyhoo, today's PAD was £4 to the Emergency Fund, taking that to £30. Not much, but this month I have to pay the insurances so I've not got as much to play with to be frank. I know it all adds up over time anyway so I'm not really concerned. 

    Today will be a NSD for me, I have nowhere to be and chores to do after work.
    Have a fabulous day 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • I had £33 in cash in my purse, but won't need it this week so I have added it to my 33rd cash envelope. My aim with these envelopes is to fill all 52 before 26th October when the sealed pot gets opened so I can include it in my total. There may be some weeks where I can't add any so I would rather fill them whilst I can. 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 4 May 2023 at 2:24PM
    That's a great total you have already LMD! Surprising how quickly it all adds up!

    I have the same challenge in my budget book, May look to doing this myself next year.
    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    ooh i like the look of this challenge, might remeber this for next year, but try something now for this year with some envelopes!
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Nothing to stop you guys jumping in part way through, some have started but can’t commit to finishing. It’s all about saving what we can when we can x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning and happy Friday! I am ready for the weekend, even though it has been a short week, this cold is lingering on and refuses to let me have a good night's kip. 

    Today I've sent £5 to the EF and £2 (from surveys) to the sealed pot as the WeAre8 payment hit my paypal account and with the leftover prolific pennies in there it pushed it over the £2 mark. I never transfer my paypal pennies haha.

    Today will be a NSD for me, I am travelling to see family for the weekend and we will be celebrating the coronation at my dad's house/street where we grew up. It will be great apart from the weather forecast (Typical!) I don't hold much hope for weight loss this week with party food and drinking but I'll be back on it once I am home. Looking ahead, there may be some spending on Sunday and Monday, but again, not much. 

    I still need to get on with sorting the insurances, I keep putting it off as it's so tedious... A job for my lunch break I think.
    Hope you all have a lovely Friday
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    HAve a lovely weekend and enjoy being with your family, im hoping the weather dries up for everyone tomorrow x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
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