Now for a healthier, wealthier me

LittleMissDetermined

[Deleted User] said:

Am I right in thinking that your PADs are to your savings accounts ? Can I also ask what the Sabbatical is for? Do you pay into a pension scheme? Just being curious lol.

Hello, thanks for popping in. My PADs do go to savings at the moment (or mortgage, bills) but previously when I had a credit card balance it would go to that. I do have a pension scheme which I pay into and myself and OH have started planning finances for our retirement. 

The Sabbatical is a result of being once (or thrice) bitten, twice shy.  Having been made redundant a number of times, my Sabbatical target is 3 months worth of wages to be a buffer in case that should happen again.  I will be making a start on that once the EF has reached £1k.

LittleMissDetermined

Good morning and happy blummin' Friday to you all! It's forecast to be another scorcher today so take care in the heat everyone. 

I have sent £5 to the EF today as part of my PAD and it'll be another NSD for me. It was too hot to sleep properly last night so I'm very tired today, no rest for the wicked though, I have a busy day again to end the week.  I did an early morning survey on Prolific today but not able to cash out yet, there's £6+ in there though waiting to be approved. No other free money available at the moment. 

Nothing else to update on, I'm off to the gym tonight after work and then off to stay with family this weekend as we are heading to the coast tomorrow for the day... must remember to pack the sunscreen.

Have a wonderful weekend! 
LMD x

Sun_Addict

Glad you had a good holiday. I’ve been back from Zante for a couple of days and very happy to come back to a heatwave 😎 Enjoy your day at the coast. 

LittleMissDetermined

Goood morning and happy sunny Monday to you all. I had a lovely day at the coast, didn't spend as much as I had budgeted and had a little bingo win which has been sent to the sealed pot today. I also filled my last cash envelope yesterday.  September only has a few planned events so we should be OK this month on the money front. 

I went to the gym early this morning and got that out of the way. It's much cooler in the mornings so going early is definitely the best thing to do. 

Today will be a NSD for me, and to be honest I have no spending plans until Saturday when I'm off out with hubby so it will be a very quiet week. Some of the books I ordered have arrived so most of the evenings I will have my nose buried in a book. Not the worst way to spend my time  

That's all from me. I hope everyone had a fab weekend and that you enjoyed your holoiday in Zante @Sun_Addict
LMD x

LittleMissDetermined

Just managed a Prolific cash out of £13.02 which I have sent to the sealed pot and I have also sent another £10 to the EF. 
LMD x

LittleMissDetermined

Good morning! The rain has arrived here and it's definitely refreshing, the only bad thing is that I need to have the office light on and I'm fairly certain spiders will be looking for refuge

Just sorted my budget and we are still looking good for the rest of the month. My PAD included £5 to the EF and I'm being quite good at transferring other savings to the higher interest Monzo pot, I still keep a strict record of what is where as the menopause means my memory is foggier than a pea-souper. 

Will be keeping an eye on Prolific today, I have almost £ awaiting approval so I'd like a survey to push it over the minimum mark. 

Not much else happening in terms of money. We are starting to plan for the big holiday now so hubby has sorted the airport parking and lounge, and I need to do some research for trips to book. It will give me something constructive to do whilst I eat lunch, rather than scroll social media.

Hope you all have a lovely day
LMD x

LittleMissDetermined

Managed a cash our from Prolific of £5.46 which has been sent over to the sealed pot.
LMD x

Makingabobor2

Think P/fc is looking up a bit now, although still slow at approving. 

LittleMissDetermined

Makingabobor2 said:

Think P/fc is looking up a bit now, although still slow at approving. 

Yeah it seems to be. I managed to enrol on one which has 2 questionnaires a day for 2 weeks which is lucky really. I rarely get recurring ones. 

Makingabobor2

LittleMissDetermined said:

Makingabobor2 said:

Think P/fc is looking up a bit now, although still slow at approving. 

Yeah it seems to be. I managed to enrol on one which has 2 questionnaires a day for 2 weeks which is lucky really. I rarely get recurring ones. 

Ooh that sounds like a good one.