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Now for a healthier, wealthier me
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Sun_Addict said:Happy Friday 🥳 I’m an avid reader and buy most of my books from charity shops. We have one shop locally that sells 10 for £1 which is amazing. I’ve only ever found 10 in one go once but still happy to part with £1 for fewer books.Have a fabulous weekend!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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Sun_Addict said:Happy Friday 🥳 I’m an avid reader and buy most of my books from charity shops. We have one shop locally that sells 10 for £1 which is amazing. I’ve only ever found 10 in one go once but still happy to part with £1 for fewer books.Have a fabulous weekend!Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Makingabobor2 said:Sun_Addict said:Happy Friday 🥳 I’m an avid reader and buy most of my books from charity shops. We have one shop locally that sells 10 for £1 which is amazing. I’ve only ever found 10 in one go once but still happy to part with £1 for fewer books.Have a fabulous weekend!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Yes that's the way to make some money if you can buy books cheap and sell them on, but I've found selling books is very hard these days.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Happy Monday MSE-ers, I hope everyone had a nice weekend? Mine was good but very spendy... need to keep a tabs on spending now for the next 9 days... Not much else planned this month though so it should be OK.
I was productive over the weekend and on Saturday I even joined the library. Hopefully this will save me having to buy more books as I can check if they have the title I want and then reserve it. They also have a section of booths where I can go and work for the day if I get fed up of being at home so that's good!
Today won't be a NSD as I am out with my sister tonight. But no going out plans after today for the rest of the month so all should be fine. My PAD today is £5 to the EF, I have a bit pending in Prolific but nothing is available yet.
Monday's are alwasy busy work-wise so I'd better get a shift on.
Have a lovely day!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Good idea to go to the library to work. Think of the savings on electricity and heating in the winter.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
That’s great that your library has that work option LMD. Nice to mix up the home/office options a bit sometimes isn’t it27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51
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Thanks both, I hadn't actually considered the energy savings @Makingabobor2 but that's an added bonus. My reasoning behind it was more the mental health benefits of getting out the house.
Happy Tuesday! It's miserable weather here but it can't ruin my mood as I had a win at bingo last night and have £59.50 to add to my cash savings. I've put the notes in my 'bonus' sealed cash envelope now that I have filled all 52 and the coins in my sealed pot. All goes towards the same total but I'm pleased as punch at the little boost it's given my savings. This was my PAD, along with £5 to the EF.
Today will be a NSD for me, number 15 of the month, so I must have forgotten to declare one. I've started keeping a habit tracker in my journal so I stay focused... obviously it includes PADding
That's about it from me, I will now go and balance my spreadsheet before a busy day at work.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25715 -
Morning!
I've cashed out £5.51 from Prolific this morning and that has been sent to the sealed pot, £5 has been sent to the EF. Everything seems to be fine on that front. It's a NSD today nowhere to be and this weather is persuading neither me nor the dog to venture further than the back garden.
Hope you're all well
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Yaay for the bingo win 🎉👏
Well done for the steady, continuing growth in your EF and all other funds 😊 You are doing well.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
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Watch your words, they become your actions.Watch your actions, they become your reality.0
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