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Now for a healthier, wealthier me

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  • Sun_Addict
    Sun_Addict Posts: 24,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the win 😁
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,673 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 21 September 2023 at 8:36AM
    Thanks both, it all seems to be going OK at the moment (knocks on wood)

    The weather has finally brightened here and I am hoping to do some sorting in the garden at lunch as we are having friends over this weekend.  Today will be a NSD for me and I have sent £5 to the EF as my PAD.  I've checked Prolific and whilst there's only 28p available, I have £11+ pending so I will check on that later. 

    I have had to contact Nationwide this morning as my mobile app and online account was no longer showing our mortgage.  I check this every day so I was shocked to see it was missing.  They've sorted it now, it was just a glitch but I'm glad order has been restored! 

    That's about it for me this morning, I still have 6 days to go before I get paid and the spreadsheet indicates I have just over £100 available, hopefully most of this will end up in the EF and sealed pot at the end of the month. 

    Have a good day all
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,673 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 22 September 2023 at 8:06AM
    Morning all and happy Friday! Not much to report today so this will be a quick update. 

    It’s a NSD, a busy day for me all round. I’ve made the usual PAD of £5 to the EF, but I also had a partial refund on one of the books I bought earlier in the month, so that’s £1.05 sent to the sealed pot.
    I’ve got some bagged coins from the sealed pot that I need to bank, so I’ll try and do that at lunchtime if I get chance.
    Have a lovely day, and weekends ahead!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Popping in to day £6.07 has been cashed from Prolific and sent to the sealed pot
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning all. Sorry I didn't update yesterday but I was in the office so didn't really get a chance and then last night we were visiting family and didn't get home as early as we had intended.  I went to the staff shop yesterday and picked up a few bits so definitely wasn't a NSD. Today I have a medical appointment so hospital parking means another spending day. 

    My PAD this morning included £5 to the EF and an account round down of £4.69 to the sealed pot. The Sealed Pot challenge ends exactly 1 month today so it's a last push now. Hubby has already been asking how much money w should take for our big holiday spending. I have no idea! He suggested we research it but it all depends on travellers individual circumstances so I think we will end up taking a few hundred £'s worth of Rand each and then use cards to pay or get more cash out.  Our trips will be paid for before we go so we will only need cash for tips and food there. 

    I've checked Prolific this morning but there's nothing payable. Hopefully I can pick up a few surveys whilst I am at my desk today, my appointment is midday. 

    I will call at the cash point later and draw what's left in my accounts out and add them to my cash envelope challenge bonus envelope. 

    That's pretty much it from me today. All totals are looking decent and I feel comfortable with my finances (knock on wood) Just need to get my health sorted out now. 
    Have good days peeps
    LMD x

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Hope your hospital appointment goes well
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Thank you, it was OK. I tend to get very worked up as I have health anxiety. 

    Paid in the morning and the cash machine was out of order so I have transferred £60 to the sealed pot. 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning, I somehow managed to unsubscribe from your diary!!  Sorry!! I am back now though!  Well done on your bingo win and I hope your hospital appointment went well, I suffer from health anxiety too so I know how these things can make you feel!!!x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • The appointment wasn't so bad. Need to book the next few in now, one down, three to go. 

    I'm sorry I am late today, I was at the gym before work and then had calls from 8am so this is the first opportunity I have had to drop and update.  Today is pay day and I have sent £500 to savings, along with the October 1p challenge allocation and £5 to the EF. 

    It's a NSD for me today and I don't have plans to spend until Saturday, we will see how that goes! Will be aiming for 20 NSDs in October as it gets closer to the holiday.

    Having got up at 5 today I am already feeling tired. I have meetings all day today and again all day tomorrow so I am really looking forward to Friday.  My OH is off out with his friends tonight so I have plans to have a long soak in the bath and catch up on some TV before probably having an early night. 

    I am really pleased with my sealed pot this year, and I am confident that it will cover Christmas, our big holiday spending and my Black Friday trip away. I would also like to complete my EF with it at the end of this pay period as it will only be a few hundred short by then. 

    I'll just update my signature and then back to the bloody calls! 
    Happy Wednesday :(
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Just cashed £6.64 from Prolific and sent it to the sealed pot 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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