Now for a healthier, wealthier me

amber03

All pots looking nice and healthy.

Wanna_Bee_Free

Your pots are a thing of beauty - well done!!

LittleMissDetermined

Good morning! I hope everyone had a fabulous bank holiday weekend. I feel very rested and I am now excited about my 3 day week leading up to my holiday - eek!

It's not a NSD for me today as I am out tonight as usual. It'll take me a good few hours to settle on what day it actually is, which is customary for me after a bank hol.

My PAD included £5 to the sabbatical as usual, not much else happening in the accounts. I had to sort the house insurance out over the weekend so that's now done. Don't think DH even thinks about it anymore.

Goodness me cascadle is a bit addictive! Thanks for the recommendation - I've been doing it every day haha

Book 33 will be finished either later today or tomorrow. I need to decide how many to take on holiday. I don't want to be left with nothing to read 😂

That's it from me today, see you tomorrow for the rolling of the dice!
LMD x

LittleMissDetermined

It was a busy day in the end for me finance wise as I sorted the remortgage deal yesterday. It sickened me to have to switch from our lovely 2.49% rate but we can't have it forever unfortunately. As usual it prompted a discussion about over-paying on the mortgage so we can pay less in interest, however there's "less interest" from the DH in these plans and they inevitably fall by the way-side. It's done, anyway, a 3 year fixed and we can re-assess the situation then.

Today has also been busy in terms of finances as I've used my left over budget to fill an extra envelope, and it's been £108 in dice rolls. The £10k saver just needs £7 more to be at £2k so that's given it a boost. I will not be able to roll the dice next week, so I will roll them tomorrow and then move the money next Wednesday - I will still try and PAD whilst I am away and keep on top of things, it depends how the week goes as I've not been away with this friend before so I don't know how much down time there will be. Quad-biking has already been mentioned.

It's a NSD for me today, work is busy as I'm trying to leave a clear 'desk' for going away, I always feel bad asking people to pick up my workload when I know everyone is already busy.

Book 33 got finished and I have made a good start on 34 before bed last night, it has already made me cry and I am only on page 126. Probably a good job I didn't save this for holiday, snivelling pool-side is probably not a good look 🤣

Anyway, I think that's pretty much it from me in terms of updates. Have lovely sunny days 😎

LMD x

AntoMac

Yes I'm sure your new fix will be somewhat higher than your old deal LMD 😐 I was obsessed with overpaying our mortgage for years and am so pleased to have it gone. Luckily for me Mrs Mac was happy enough to go along with it.

I too feel a bit guilty handing over stuff to colleagues as well when I'm going away but a break is vital and I'm sure you'll returrn the favour when the time comes

LittleMissDetermined

Good morning all! I'm happy today as it's my last work day for a while and I will soon be boarding that plane to sunnier climes (hopefully!)

My PAD today included £10 to the envelope challenge and £5 to the sabbatical as usual. It's not a NSD as I have plans to go out and meet some friends for dinner and a glass of wine this evening.

I have already finished book 34 and have started another this morning. The last one was quite heart-wrenching and I sobbed my way through most of it. Like films though, sometimes you stumble across a real tear-jerker. 'Me before you' was one for me.

Anyway, I don't have much to report, I will need to move some money around for holiday later today from my spending pots, clearly my overall savings will be going down this month, and then I have the big final payment due in June for my September holiday. I know I go on holiday a lot, but I really love it. I used to work with a guy who's motto was 'Have money, will travel' and he always springs to mind whenever I book another trip 😂 I've not worked with him for almost 20 years!

Not sure if I will get a chance to update tomorrow, probably not likely given I have lots to do and little time. I hope you're all well and have fab day, weekends and week ahead.

Much love

LMD x

LittleMissDetermined

Happy Monday all, I hope you're doing OK and have enjoyed the last week or so? I am very sad to be back in Old Blighty and have been shivering since I boarded the plane! I had a wonderful holiday but now it's time to get back to reality, and work!

I spent all my budget for this holiday, so nothing to roll over to my next one, I did bring back some Euros but have given them to DH for his trip next month.

I have PADded £5 to the sabbatical today, I did save as usual last week but I didn't get a chance to update so that money is saved but not declared…

I didn't get through as much reading as I had anticipated on holiday, I read 5 books and so now I am at the start of book 40. Still good going though I feel.

That's all from me, I need to crack on with the fifty-billion work emails I received last week.

LMD x

AntoMac

Welcome back LMD, Glad to hear you had a lovely time away.

I had a couple of days in Valencia last week so I understand your shock at the change in temperature. The 25 degrees there felt absolutely perfect. I heard we might be getting some heat over here soon.

I tend to find that the first day back after a holiday is the worst day at work, so maybe once that’s out of the way you’ll feel a bit better

LittleMissDetermined

Ooh I do fancy Valencia myself Ant, would you recommend it? There are just too many places to tick off my list these days.

It's Tuesday and normal service has resumed so I am off out tonight, it's not a NSD therefore - but I am driving so it will be a low spend regardless. I've PADded my usual £5 to the sabbatical which is creeping closer to the £5k mark.

There was a house issue whilst I was away and hubby had to do some rectification work, he did a good job and I'm super pleased but it does mean we need to split covering the costs of the materials. It's almost £500 for my share and I need to decide which pot this will come out of. I think maybe the 'car' pot as there's plenty in there at the moment.

I was sooo busy at work yesterday I was exhausted and couldn't motivate myself to read last night so I just watched TV and then helped DSD with an application she was struggling with. I have another very busy day ahead today and I have already been working since 6am, I have stopped for a coffee break just now.

That's all from me. I hope you're all well

LMD x

LittleMissDetermined

Good morning and happy Wednesday, I can't believe how quickly this week is going - I think it's because I am busy. My day off is Friday this week so I can extend the bank holiday weekend. I have plans with my side of the family on Sunday and hubby has suggested he prepares a BBQ for us when we get back which will be nice. Providing the weather is OK of course.

I spent a grand total of £9 last night and I have no more plans this week which means I should have some spare on Friday to fill another bonus envelope. I think I am still recovering from the holiday in terms of being sociable 😂

This morning the dice rolls saw £77 being added to my £10k saving pot. I'm glad I decided to do it that way and have the dice as a separate challenge to the sealed pot as it means it can continue until it's finished. I had originally miscalculated and I need to complete the challenge 2x to reach £10,100. So it will take quite some time!

My PAD also included £5 to the sabbatical, which is scheduled to reach £5k by the end of the month. It's a NSD for me today too, I wonder if I can get 20 in this month even though I have been on holiday? We will see as I am only on day 10 today so it's a tall order!

Anyway, that's enough waffling on from me, I am off to work

Have lovely days!
LMD x