Now for a healthier, wealthier me

LittleMissDetermined

Thanks Ant, I did a bit of research yesterday evening and I made the decision to change my Sabbatical to an ISA, it still automatically transfers each day so on the fac of it, nothing will change. I may also add some more depending on holiday and Christmas spends if I am under budget.  I do have to pay some of my tax at the higher rate so without going into advanced maths and calculations I just decided it was easier to do that, than save up the required amount to then buy additional premium bonds. Especially as it's a low value at the moment. Once I have reached my 9k target it will make sense to buy them then. 

LittleMissDetermined

Happy Fri-yay! I have now finished book 62 over breakfast and will start on 63 today. I have no plans this evening so will probably get stuck into that later    Still can't decide how many books to pack for holiday as I will read LOTS then. 

I have £40 left over from my cash budget this week so that's been added to my physical sealed notes pot.  It's a NSD for me and no plans until Sunday which is an all-day outing and as we will be a captive audience at an event from 10am to 7pm I feel it will be a spendy one. I can always dip into my social/fun sinking fund if needs be.

PAD today included the £40 to the sealed pot and £5 as usual to the sabbatical (now Sabbatical ISA )

That's all from me, I'm off to count the PADs now!  We are still thin on the ground with PADders so if anyone fancies joining us here feel free 
LMD x