County Court Claim from DCB Legal

Coupon-mad

Of course. You just email the defence now!  It will take you minutes to just adapt the one by @Johny86

Forget the AOS now.  Easy defence.

Craic1979

Thanks so mych. Is there an option for me to just pay the fine so this goes away? Thanks very much.

KeithP

B789 said:

You should be very worried as you are likely, if not already, had a default CCJ issued. Check your credit file.

That will not have happened yet.
And 'credit files' take some time to be updated.

Boat_to_Bolivia

Craic1979 said:

Thanks so mych. Is there an option for me to just pay the fine so this goes away? Thanks very much.

Why would you pay and fund this scam?

Do as CM advises. Adapt the defence by @Johny86 and email it this evening!

Craic1979

Thanks, I am just mostly keen to avoid the County Court Judgment — because doing so will ruin me. So I was just wondering, if it would mean I was less likely to receive one by paying, if that is still an option.

Coupon-mad

Craic1979 said:

Thanks so mych. Is there an option for me to just pay the fine so this goes away? Thanks very much.

Do you want to pay nearly £300 to a scammer instead of nothing?

Even though you can literally copy a defence I've already linked (changing just one paragraph, taking maybe twenty minutes tonight while watching TV, it's that easy) and send one email and all will be fine?

You don't have a CCJ.

Boat_to_Bolivia

Craic1979 said:

Thanks, I am just mostly keen to avoid the County Court Judgment — because doing so will ruin me. So I was just wondering, if it would mean I was less likely to receive one by paying, if that is still an option.

You will not get a CCJ. Even if you lost in Court, you would only get a CCJ if you did not pay according to the Judge's ruling.....But that isn't going to happen.

Now stop prevaricating and start adapting your paragraph 3 of @Johny86 defence.

Then get it emailed. You could have it done and dusted by 7pm....

KeithP

Craic1979 said:

Thanks, I am just mostly keen to avoid the County Court Judgment — because doing so will ruin me. So I was just wondering, if it would mean I was less likely to receive one by paying, if that is still an option.

As @Coupon-mad says, you don't have a CCJ.

And you won't get a CCJ unless...
1) you lose the claim or a default Judgment is issued, and...
2) you fail to pay what the court orders in the timescale it allows - usually two weeks or more.

Just get on with defending yourself as suggested in my earlier post.

You have at least thirteen hours before anything bad happens.

Craic1979

Thank you very much. @KeithP, I have tried to find the email in your previous comments to which I should send my defence but could not find it — could you point me to it? Thanks in advance

KeithP

Craic1979 said:

Thank you very much. @KeithP, I have tried to find the email in your previous comments to which I should send my defence but could not find it — could you point me to it? Thanks in advance

I gave you a link to the second post of the NEWBIES thread.
In there you will find...

The opening post there offers detailed guidance on how to file a Defence.