Saving lots in pots!

~FlowerPot~

Very pleased last night as I scooped a £13.60 study pn PA and they paid out so I transfered that across to the tax pot and relised that my total is now reached £500. Which was my challenge for the year. Amazing! I will continue doing PA as I actually quite enjoy it and once the tax pot has paid it will simply be funded by my earning and then the PA monies will go towards my S&S ISA which I will be very happy to start adding more to.

Money saving today ~ well I have redone my budget, annoyingly I lost the paper one I had created, so sat and did it again and I know even though I have mislaid the first the new one is very different! So I have made a mess of something. I decided to use the martin Lewis one and this is now much better. Its still not completly there I need to monitor my spending to see where extra pennies are going and of course this budget factors in those 5 week months so it is much more accurate. Im going to take another look later and break it down to weekly and then I intend to take out cash on a friday for some of the categories so I can monitor it and hopefully make savings this way.

~FlowerPot~

So I went and paid in my earnings as Im finished for the week and then went to the cash point to withdraw my set amount for next week. I intend to run my weeks from friday to friday and the cash point is not working poo

very disappointed not to be able to set those evelopes up ready!!

~FlowerPot~

Friday roundup time!

• The tax pot is now only  £84.70 left of £2700. 
  
• 50 this week EF £301 and £386.14 total , dipped into this as DD has a birthday coming up. Something i have just organsed a pot for.
  
• Xmas 1p challenge,                 £320 / £667.00
• Health pot plus 10 this week    £65/£500
• Car Maint plus 10 this week     £60/£500
• Pension Pot                              £15 added
  
• Uni fund is finally off the starting blocks with £100.00 at last, DH added 40, 40 from Eb$y sales and 20 from selling a drum
• Holiday pot    £0/£1000
• ISA £0 added this week.
• 52 week cash envelop stuffing challenge started last week, this week managed £9 and £11
  

feeling quite positive about my pots and my plans today even though this week wasnt a great week work wise i hit my eqal in equal out amount, so just need to keep with in my budget now till next week. lets see how it goes!

have a good day

Flowers x

~FlowerPot~

busy weekend, and managed to get sunburn on my face whilst meditating in the garden!!

Sold the second djembe drum today so thats £25 to add to the uni fund

Harvested loads of asparagus

Had lunch out with DH, was lovely as doesnt happen v often

sorted out more lego ready to sell (yey!)

Money saving today ~ made a delicious veggie lasagne rather than buying the equllay nice one they sell in M&S!!

~FlowerPot~

doobie doobie doo i love you

I am very happy yesterdays busy work day has meant the tax pot is now PAID

whoop de whoop. will still cintinue to ut 20% across. i do not want this problem again. Finding £2700 has been blooming hard and it was stressfull. but done and now all my PA earnings will being going to my S&S ISA yey!!!!!

money saving today ~ i am going to get quotes for pet insurance cuurently paying way too much. it went uwhen doggo was 1 and i have been meaning to sort this since! (only 5 months!!)

Flowers x

Baileys_Babe

Well done on finding, making and saving the money to pay your tax bill 👏 👏

Good idea to continue the tax pot for future bills and never have to be in this situation again.

Are you keeping a note of how much you have earned on PA this year? I am guessing it will be impressive as you have already made £500.

~FlowerPot~

Baileys_Babe said:

Well done on finding, making and saving the money to pay your tax bill 👏 👏

Good idea to continue the tax pot for future bills and never have to be in this situation again.

Are you keeping a note of how much you have earned on PA this year? I am guessing it will be impressive as you have already made £500.

thank you Baileys Babe, i will need to keep a record of my PA earning as i will also need to pay tax on it as im self employed. i have downloaded my submission histort, but it doesnt make much sense to be honest. i need to go back to April and check where i was then!!

but in total its £520 since new years eve when i signed up and completed my first study

~FlowerPot~

Morning, its Friday yay! the weekend is here! Here my friday round up:

• The tax pot is debt has been paid, although its being collected monthly so there are 3 more months left for it to be collected but at least I know its there. Now i will continue to put a mininium of 20% of earnings across each week. 
  
• EF £50 added this week
  
• Xmas 1p challenge now ~ £336.00 / £667.00
• Health pot plus £10 this week  
  
• Car Maint plus £10 this week   
  
• Pension Pot £15 added
  
• Uni fund £25.00 ~ sold another djembe drum yay!
  
• ISA £15 added this week.
• 52 week cash envelop stuffing challenge started last week, this week managed £5, £8 £10  and £12 This is now going to be my holiday pot for next year! Total should be £1374 or something like that!!!
  

So just this week I have added £275 in total to my savings ~ thats really good, very happy with that. Finally feel that I am beginning to see some saving happening. Has been much trickier than I hoped largely because my earnings are small and so varied.

~FlowerPot~

Morning, happy sunday! 
Beautiful sun shiney day here. 
First job is to build another blooming lego kit. Iam really fed up with boxes and boxes in the lounge. Need to get more actually listed on ebay. We must have over 50 kits that need putting together. Have made up over a dozen, but only a few are 100%.most are missing 2 or 3 elusive pieces. Need to order from the lego spare part shop. But want to build a many first so I don't have to keep ordering. AND sometimes bits turn up that you've already spent half your life looking for!
Then it's gardening. 
I also need to take another look at my cash budgeting, it's not going very well. Last week the cashpoint i intended to use was broken, so didn't get the cash out and this week I haven't even managed to pay in my cash earnings yet.
Hmmm. Something to work on next week!! 😁

🌸🌸🌸🌸🌸🌸🌸🌸🌸🌸
Happy Sunday folks x

Shineyhappy

Hi Flowers, 

Sounds like you are very busy!

I made a lot selling Lego in my DFW stage.  Mine sold really well, however it was some years ago.

Are you listing them as soon as you have complete sets? I find it motivating to see the sales coming in.

I hope you enjoyed your weekend x