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Saving lots in pots!
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What a lovely surprise, I need to do that meditation.
"Make Everyday Count"1 -
thanks Doris. I need to keep it up!!!
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐0 -
Fantastic refund, could some of it cover your trip?
It's still not the right time of year for gardening. Maybe sow seeds indoors to quench the desire to prepare.Mortgage started 2020, aiming to clear 31/12/2029.0 -
MovingForwards ~not doing any actual planting/seed sowing yet, as you say not the right time, just tidying up what I should have already done, leaves greenhouse extra!! i do also need to prune the roses.MAybe later as its a nice sunny day here!So today is the the 1st of February! I need to have a look at my Jan list, I dont think I managed half the jobs, so need to rewrite it and add more and see what I can acheive this month.♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Friday again!!!time for the round ups xxEF~ £1660Car pot: £301Health pot: £80pension: £15 this weekchallenges:£1 a day ~ £60/366 £29 added For Feb1p 365 challenge (XMAS savings) ~ £17552 week envelope stuffing ~ £ 6/52 £50 and £52 addedMMOP ~ £0/ £60 FEB BUT there is already £10 in PA awaiting withdrawal
ISA - i put £50 across again, but stupidly did not put the reference in so I did to contact them today as its not appeared, not surprisingly!!Pots are growing nicely and Im feeling a lot more in control than I did this time last year♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Hello Flowers,
lovely news about the HMRC refund, so pleased for you 😊 Liek you say; maybe you neede that nasty shock bill last year to get yourself focused and this is the 'reward'!
All your pots seem to to growing steadily - well done!
SAVER0 -
Yey! Thank you arrietty. I am pleased with the pots so far too.
Will have a couple of slim weeks as we are 6 weeks on from xmas and alot of my patients book 6 weekly. But all is good♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
Pots are looking good flowers despite the 6 week lean period after Christmas
Hope your £50 has appeared in your Isa 😳0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
hi Skints ~ thanks for the reminder and the ISA money. I had a msg from them to say it was now sorted but when I checked my account it wasnt there. So I need to check it this morning and get back to them x
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
First few months after Christmas people seem to tighten their belts and cut a few things out / extend periods between. Is there any way you can look over your history, see what month's they are and save some money throughout the year to have an even monthly budget to work with?
Save your ISA as a payee, with reference, after you've got this sorted out.
Budgets are looking good, you've got this sussed now 😊Mortgage started 2020, aiming to clear 31/12/2029.0
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